Let me elaborate on some details of why this is happening, Gibson.

A commercial card is a credit card or virtual card used by businesses to make purchases on behalf of the company.  Therefore, the main reason why it is showing a negative is that you've connected this to your bank account in QuickBooks. You'll want to make sure to change the Account type to a credit card so it won't show up as negative when connecting an account. To do so, follow the steps outlined below:

1. Go to Transactions, then select Bank transactions.
2. Select Link Account.
3. Enter the URL or name of your bank in the Search field, then select the bank.
4. Enter your Sign info in the Login and Password fields, then select Continue.
5. Select the account that you want to connect and date to pull transactions from the dropdown ▼. Then, select Next.
6. In the Account type ▼ dropdown, select Credit Card, then select Next.
   Note: Choose the account type that matches your chart of accounts in QuickBooks. If you don’t see the correct account type, select +Add new.

Furthermore, learn how you can categorize and match transactions. This helps you identify tax deductions and tells you where your business makes and spends money. Check out this article for more details: Categorize Online Bank Transactions In QuickBooks Online.

You can always post your reply if you have any questions about connecting banks. Remember, we're always right here to help. Have a nice day!