Hi BrandonS-CPA_Padgett!

It's great to see you posting today! I'm happy to provide details about recording an owner's draw from a downloaded transaction.

QuickBooks will randomly suggest a method to record a downloaded transaction. You are right about categorizing the downloaded draw instead of recording it as a Transfer. To do this, you'll want to click on it and choose the right category.

Another way of recording a draw is to manually create a check. Here's an article for more details: Set up and pay an owner's draw.

I'm just a comment away should you need more help with your transaction. Take care and happy weekend!