I am a very basic single employee consultant.  I choose Quickbooks Desktop years ago given the time feature to track my client time and create invoicing.  I've been renewing QB versions each year and now have the 2024 version which is up for renewal (at another price increase) soon.  I don't link in any external services like the payroll service and easily download my bank information manually.   Do I have to pay to upgrade to the 2025 version on the renewal date or can I continue using my 2024 version?