Hi there, emericaskate070.

It seems that you have posted the same questions twice. My colleague Jovychris_A has already answered your concerns above. You may scroll up to view his answer where he explained the procedures in connecting your QB Payments account.

Since you're new to QuickBooks Desktop, I'd also recommend checking our Getting Started Guide to help set up your company.

Keep me posted if you have any other concerns or follow-up questions. The Community always has your back.