Thank you GenmarieM. That's too bad - do you know if it is "in the works" to have multiple approvers as an option? 

Also, I'm trying to set up a colleague to enter bills for approval. Every test we do it "auto-approves" yet in her user profile she is a "bill clerk" and only authorized to enter bills, but not to approve them (see the PDF that shows a screen shot of her permissions). Yet every test she's entered is "auto-approved." Any thoughts? Thanks so much!