We appreciate you getting back to us and providing further details about your concern, Tru. I understand you want to verify if the reports in QuickBooks Online (QBO) combine the transactions of your two cards. I'll provide the details about this below.
Yes, QuickBooks incorporates transactions if both cards are set up as regular credit card accounts, and the reports will show their data together.
Moreover, transactions downloaded from each card will be categorized under their respective accounts. When you run reports like standard P&L, you'll see a summary of all your credit card accounts into a single category, like Credit Card Expense.
Additionally, we recommend regularly reconciling your accounts (monthly) to track your transactions effectively. To help you in doing or fixing reconciliations in QBO, you can check out this article: Learn the reconcile workflow in QuickBooks.
If you have follow-up questions about managing accounts and transactions in QBO, you can always come back to this thread. I'm here to help.
