I would like to know why do I get charge to transfer money into my bank account

Not sure.  If you're transferring money at your bank, I wouldn't think they'd charge you.

Hello there,dreamspools236-g. 

QuickBooks Payments charges a fee each time you process a transaction. Fees also depend on how you processed the payment. To learn more about the different QuickBooks Payment fees, check out this article: What are the fees for QuickBooks Payments?

 Also, check the QuickBooks Payments website for the latest processing fee rates and pricing. 

Here's how to enable payments in QuickBooks:

1. Go to the Gear icon at the top.
2. Select Account and settings.
3. Tap the Payments tab. Then, click Learn more or Connect.
4. Follow the steps that'll guide you through the rest.
5. Hit Done.

Here's an article that you can read more about: 

• How to set up and use QUICKBOOKS PAYMENTS.

• Take and process payments in QuickBooks Online.

I'm happy to offer assistance again if you have more questions about payments. Post a thread or reply here and I'll be there.