Thanks for taking the time to reach out to us, Allstate3. Let me provide some information about the direct deposit limits in QuickBooks Desktop (QBDT).
You'll receive an error message because the payment amounts exceed the usual limits. These limits safeguard against fraudulent ACH activities by capping direct deposit amounts. To proceed with the payment, request a direct deposit limit increase.
You can check this link to request under Step 3: Get help if you're over a direct deposit limit.
Additionally, use paper checks if you want to pay vendors today. Beforehand, turn off direct deposit when processing payroll.
I've added these articles that will guide you on how to set up direct deposit for contractors:
Let me know if you have further questions about direct deposit. I'm always here to assist you further. Take care.