What is the fee for ACH

Hello, careyallen. 

Thank you for reaching out to the Community. The fee for clients to pay by ACH in QuickBooks Online is $1.00 per transaction. However, please note that pricing and fees may vary over time. Each time you get an instant deposit, there's an additional 1% fee of the total amount of the instant deposit. This is in addition to the fees for processing customer payments. 

To learn more about ACH, please refer to these articles:  

• Standard Payment Fees & Rates
• Accept ACH payments and eChecks

Keep me posted if you have any other concerns or questions. I'll pop right back to answer them for you. Have a great rest of the day.

@careyallen123-gm 

You can use 3rd party payment processors to accept ACH for free.

I saw an email that these rates were going up (max $15 per transaction) - when it that going to go into effect?

Hello, LizzieH.

I'm here to share about the QuickBooks Online (QBO) Payments processing fees.

Starting September 6, 2023, QuickBooks Online (QBO) Payments customers will undergo a transition to the new pricing structure or have the option to migrate to the Pay-as-you-go plan in a phased manner. Merchants have been receiving email communications regarding this change since August 2, 2023.

Intuit consistently evaluates its pricing in the market. By implementing price increases, we are able to consistently reinvest in our products and services, which in turn assist our customers in effectively managing their businesses.

For more tips and other resources you can use in the future, visit our website: Self-help articles.

Please leave a comment below if you have follow-up questions about this or anything else. I'll be here to answer them. Stay safe.

Hi - You did not answer the question nor provide a link to see what the fees are for receiving ACH payments. Is the 1% fee capped at $10 or $15 or what? The only page I find online states 1% without any maximum fee. Is that correct?

Let me share some information about the ACH fee for QuickBooks Payments, kaczocht.

For existing accounts, we're increasing the cap to $15. There will be no fee cap for QuickBooks Payments accounts opened on or after September 6, 2023. For current pricing, the rate is 1%/Max $10. Then, 1%/Max $15. See the screenshot for your reference:

Feel free to visit the QuickBooks Payments website for the most updated info. Just click the See how our rates stack up for additional information about the setup fees.

Additionally, you can check out this article to learn how to accept electronic payments for invoices and in-person sales with QuickBooks Payments: Take and process payments in QuickBooks Online with QuickBooks Payments.

Feel free to reply to this post if you have additional questions about QuickBooks Payments. We're always available to assist you.