Hi there, @hand212775.
If you utilize QuickBooks Payments to accept payments from QuickBooks, yes, there will be a processing fee. You can always go to the QuickBooks Payments website for the most recent pricing and processing charge rates.
Moreover, you can check out this article for a summary of the costs and options for QuickBooks Payments so you can choose what is best for your company: What are the fees for QuickBooks Payments?
Additionally, you can always check these articles below for more information about funding time for QuickBooks Payments.
Leave a comment below if you need further assistance with your payments. Have a great day!