I need to be able to do a Recurring Monthly Draft from someone's checking account not their CC. Does anyone do this? Is the Echeck the same as a bank draft?

Thanks for joining the Community space, @uservickidill8.

You can set up a recurring sales receipt in QuickBooks Online. This way, you're able to schedule a recurring monthly draft for your customer's checking account.

To create a recurring sales receipt, please follow the steps below:

1. Click the Gear icon.
2. Under Lists, choose Recurring Transactions.
3. Click New.
4. From the Transaction Type drop-down, choose Sales receipt. Click OK.
5. Enter in a Template Name, which helps identify what the template is for.
6. Select Scheduled in the Type field.
7. Select the customer from the Customer drop-down and verify the email that populates.
8. Enter the information for the schedule.
9. Select a Payment method.
10. Click Enter credit card/Bank Details to enter the customer's credit card information or bank account details. Then, click on OK.
11. Click on the Authorization hyperlink to provide your customer with the Bank Transfer Authorization Form.
12. When you're finished, click on the Save template.

Also, Echeck and bank draft (ACH) are the same. These are both types of electronic fund transfers (EFT). Specifically, ACH is the process used to move money from one account to another while eCheck is more of a payment method instead of a process. To learn more about Echeck and bank draft, please click this article: ACH vs E checks: Are they right for your Small Business

For future reference, you may want to read this article: Edit a recurring template. It will guide you on how to make necessary changes to your saved recurring template. 

I've added these resources that will guide you u to make changes to your template and process bank transfer for your customer’s sales receipt in QuickBooks Online.

• Edit a recurring template. 
• Process an ACH bank transfer from a customer

Let me know if you have other concerns in setting up your recurring transactions or any other Questions in QuickBooks. I’ll be around to help you. Wishing you a more successful business

Yes I can help you in this record you can check monthly recurring draft as I have included this feature in my Recurring billing app.

Can this also be done with Desktop version (Premier 2018)?  Or through the Intuit processing website?

Good day, MoneySaver!

Accepting recurring payment is indeed a time-saver and hassle-free. Yes, this option is possible in QuickBooks Desktop and Payments. However, you can only do this with credit cards. Please check out the detailed steps for creating a recurring credit card payment.

Feel free to reach back out if you have additional questions about QuickBooks. Wishing you more sales!

Is this a feature that will be available soon in the Desktop version?  I too, would like to draft a customer's bank account monthly for their homeowner dues.

Wendy