Let me address your concern, Vp fitness.
It will show Bill Payment (Check) if you use a bank as a payment account. If you use a credit card, it will show as Bill Payment (Credit Card).
I'll share this article as a future reference: Enter bills and record bill payments in QuickBooks Online.
If there's anything else that you need, feel free to reach out to us again. We're available 24/7 to help you.