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Thanks for checking in with us today, bocon1976.
Are you referring to credits automatically applied to your invoice? We can turn off this feature if you don't want to include it when creating an invoice.
To learn more about applying credit memos, you can check out this article: Enter and apply credit memos and delayed credits in QuickBooks Online.
If you're referring to Account Summary showing on your invoice, you have the option to disable it. Just go to your invoice template to remove the summary on the form.
I have articles here about account summary and customizing templates:
Add an account summary to an invoice in QuickBooks Online
Customize invoices, estimates, and sales receipts in QuickBooks Online
I'm just one reply away if you need a hand with running invoice reports or any QBO related. I'm always here to help.