I believe you are mistake not the other way around. If you turn off the payment options. Your customers can still pay via bank transfer but the get charged a $2...
FYI, it looks like QB has fixed the issue. It is now working as it is supposed to as of 2/18/2022. I get save and new when accepting payments unless I change it...
Anyone having the same or similar issue. You can edit the account name to be the same as the other and Quickbooks will ask you if you would like to merge the ac...