Hello there, @bionikoconsultin.
Let me provide some information about the QuickBooks Payments processing time.
The first deposit for the customers’ who are new to the service, takes longer (within 5 business days) since we’re setting up the merchant account. However, the funding time varies depending on the payment method your customer uses. Credit card payments are posted in your account 2-3 business days, while a bank transfer can take up to 5 business days.
If the payment deposit is taking longer than usual, you'll need to contact our Merchant Services Team so they can verify the status of the payment.
Also, to learn more about payment processing, you may check these articles:
Reach out to me if you have any questions or concerns about QBO. Please know I’m always here to assist further.