How do I avoid transfer fees in QB Checking?

Hello, camaron. 

It's great to see you here in the Community. No worries. In QuickBooks, there are no fees for transferring money from your QuickBooks checking account. You can read through this link about Deposit Account Agreement to learn more about the charges implied when using the QuickBooks Checking account. 

Once you're all set up, feel free to follow these steps in transferring money out of the QuickBooks Cash account:

1. Go to the Cash Flow menu, then choose QuickBooks Cash.
2. Select Transfer money, then click Move money between your account.
3. Enter the amount you want to move to your external bank account.
4. In the From field, select your QuickBooks Cash account.
5. In the To field, select the (+) and then choose your bank account.
6. Hit Finalize transfer to complete the process.

I'm also adding these articles to learn the different tips and tricks using the Cash Flow feature:

• Use your QuickBooks Cash account
• Learn more about QuickBooks Cash accounts and the Cash Flow menu

I'm always here to provide help and answer any questions that you may have. Have a great rest of the day!

@AileneA, the poster refers to the qb checking fee. you know, when you transfer money to an external bank acc..

So what you’re saying is that if I open a QuickBooks cash account and move money from there to my bank there’s no fees I have to pay? If someone pays me from an invoice, does that remove fees on the transaction?

Hi there, Artman2.

Welcome to the QuickBooks Community. Let me discuss some details about processing fees using the QuickBooks Cash account. Then, ensure you can manage fees on each transaction.

Yes, there's no fee when transferring money to or from your QuickBooks Cash account. However, there are charges for withdrawal, balance inquiry, and foreign transactions.

On the other hand, a payment processing fee is another way of transactions. With this, when you use QuickBooks Payments to take payments from QuickBooks, there's a charge fee each time you process a transaction. Then, fees depend on how you processed the payment. 

You can open this article to see further details about various payment processing fees: Standard Payment Fees & Rates.

Lastly, you may refer to this article to view steps on how you can check when QuickBooks deposits customer payments into your bank account: Find out when QuickBooks Payments deposits customer payments.

You're always welcome to leave a reply below if you have further questions about the QuickBooks Cash account. I'm always here to back you up, Artman2.

just give me a straight answer please---

I have set up QB checking.  I got the QB card.  Reading this article tells me nothing about how this set up avoids processing fees.  Do I need to include a payment link with each invoice?  

PS-automated system will not recognize my birthday so as yet, the card has yet to be activated, but onward we go.