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Bank Error code 103

I lost the connection with my bank i know i am putting in the write usser id and password and i keep getting the error code 103 

Solved
Best answer 04-23-2018

Accepted Solutions
QuickBooks Team

Re: Bank Error code 103

Good day, Lynnloving.


Welcome to the QuickBooks Community. Let me help you get past the error code 103.


I appreciate your efforts in trying to resolve the issue. Error 103 occurs when credentials entered into QuickBooks Online don’t match with what your financial institution has.


The following are the primary reasons why you receive an Error 103:

  • You have entered the wrong credentials while trying to connect to your financial institution for the first time.
  • You have selected the wrong financial institution (there are often many to select from).
  • If you are currently connected and you’ve updated your credentials with your financial institution, you need to update the information in QuickBooks Online.

 

For first time connections, make sure you can log into your bank outside of QuickBooks by going to your bank’s website and ensuring your credentials are entered manually(instead of allowing your computer to auto-fill it).

 

If you’re able to log into your bank’s website, try to connect again through QuickBooks and ensure to manually enter your credentials. If the error persists, try connecting using the steps below:
1.    Click Banking from the left menu and select Add account.
Note: If you already have an existing bank account in your Chart of Accounts, you can go to the Action column and select View register (or Account history) drop-down and choose Connect bank.

2.    In the search field, enter the full name of the bank you’re trying to connect to or enter the bank’s URL.
3.    If multiple results are displayed, select the bank name in the list for your account.
4.    Log in with your user id and password.
5.    If you receive the error 103 again:

  • Select the Go back button and the next name on the list.
  • Repeat this process until you find the correct website under the bank name and you have successfully connected to your account.

 

If you can’t still find or connect to your bank, refer to this article: Unable to find the correct bank in QuickBooks Online.


After trying the steps above, let me know how it goes by leaving a comment below. I’ll be here to keep helping. Have a pleasant day!

 

21 Comments
QuickBooks Team

Re: Bank Error code 103

Hey there, Catfishjas03.

 

Thank you for making sure you've entered the correct login credentials when connecting to your bank. No worries! I am here to help.

 

You'll get the error 103 when your financial institution won't accept the user ID and password you entered. I'd suggest accessing your bank's website outside QuickBooks to see if you can login without issues.

 

If the same thing happens, you can refer to this article for more troubleshooting steps: Error 103 or Error 310.

 

Should you have questions or concerns, please let me know by replying to this thread.

 

Active Member

Re: Bank Error code 103

I am following the instruction to correct error 103, it says to select reconnect and enter the bank password ect. I can’t find anything that says reconnect

QuickBooks Team

Re: Bank Error code 103

Good day, Lynnloving.


Welcome to the QuickBooks Community. Let me help you get past the error code 103.


I appreciate your efforts in trying to resolve the issue. Error 103 occurs when credentials entered into QuickBooks Online don’t match with what your financial institution has.


The following are the primary reasons why you receive an Error 103:

  • You have entered the wrong credentials while trying to connect to your financial institution for the first time.
  • You have selected the wrong financial institution (there are often many to select from).
  • If you are currently connected and you’ve updated your credentials with your financial institution, you need to update the information in QuickBooks Online.

 

For first time connections, make sure you can log into your bank outside of QuickBooks by going to your bank’s website and ensuring your credentials are entered manually(instead of allowing your computer to auto-fill it).

 

If you’re able to log into your bank’s website, try to connect again through QuickBooks and ensure to manually enter your credentials. If the error persists, try connecting using the steps below:
1.    Click Banking from the left menu and select Add account.
Note: If you already have an existing bank account in your Chart of Accounts, you can go to the Action column and select View register (or Account history) drop-down and choose Connect bank.

2.    In the search field, enter the full name of the bank you’re trying to connect to or enter the bank’s URL.
3.    If multiple results are displayed, select the bank name in the list for your account.
4.    Log in with your user id and password.
5.    If you receive the error 103 again:

  • Select the Go back button and the next name on the list.
  • Repeat this process until you find the correct website under the bank name and you have successfully connected to your account.

 

If you can’t still find or connect to your bank, refer to this article: Unable to find the correct bank in QuickBooks Online.


After trying the steps above, let me know how it goes by leaving a comment below. I’ll be here to keep helping. Have a pleasant day!

 

JWS
Active Member

Re: Bank Error code 103

I followed your instructions but I am unable to connect to the Bendigo Bank

 

This is  a new file

Experienced Member

Re: Bank Error code 103

I have same error with my accont CIBC. HELP! 

Experienced Member

Re: Bank Error code 103

i have same error with CIBC bank account! HELP! 

QuickBooks Team

Re: Bank Error code 103

Hello there, @Syro.

 

Currently, we have an on-going issue where QuickBooks Online users are receiving an error when connecting the CIBC bank. Rest assured that our product engineers are diligently working on a fix.

 

As a workaround, you may want to consider manually uploading your bank transaction to QuickBooks Online via Web Connect. Please keep in mind that it will most likely cause duplicates once the issue gets resolved where you need to exclude those duplicates.

 

Here's an article you can read on for the detailed steps and information about Web Connect: How to Upload More Than 90 Days of Bank Transactions.

 

Also, I suggest contacting our QuickBooks Customer Care so they can add your account to the list of affected users. This way, you'll receive an email regarding the issue once updates become available.

 

Thank you for your patience as we work for a fix.

Active Member

Re: Bank Error code 103

This is, I believe, the fourth time this has happened. All is going well, accounts update everyday, and then it stops. It has now been 16 days since an update. I have tried logging in separately to Quickbooks and all is fine. I try and log in to TD Bank, and all is fine. Then when I try to have Quickbooks update, it cannot do it, error 103. Please advise as to what I should do as this is not working. 

Thankyoy

 

Bill Conconi

QuickBooks Team

Re: Bank Error code 103

This issue has been escalated to our engineers, billconconi.

 

Our engineers are working their best to have this issue resolved as quickly as they can. I know a workaround to upload your bank transactions in QuickBooks. You can use the WebConnect feature of QBO.

 

First, you'll have to log in to your bank's website and download the transactions in a file format that QBO supports. Then, you can manually upload them to QuickBooks.

 

Here are the file formats that QBO supports: 

Also, I'd suggest contacting our QuickBooks support team so you will be included in the list of the affected users. This way, we can send you an update via email. 

 

Here's how to contact them:

 

  1. Go to Help (question mark icon).
  2. Click Contact us.
  3. Enter a brief description of your concern in the How can we help? field and click Continue.
  4. Choose which way you want to reach our live agent.

 

Feel free to get back to the Community if you have other concerns. I'll be around to help.

 

 

Established Member

Re: Bank Error code 103

I have been getting banking connection errors for the CIBC accounts for 21 days. Again constant error code for CIBC 103 everytime I enter the correct user name and password.

 

I can log into the CIBC online banking website using the same user id and password fine.  But it won't allow sync in QBO.  this is the only bank having issues. I can connect my other clients who use RBC and TD and Scotiabank.

 

I have disconnected the bank accounts and tried to re-sync to connect and again get CIBC error 103.

QuickBooks Team

Re: Bank Error code 103

Thanks for joining this thread, @tkoni.

 

I appreciate you trying some tests to resolve the Canadian Imperial Bank of Commerce (CIBC) Error 103 you're getting. I can help you get around with this and share some insights.

 

I've checked my tools, and I was able to confirm that there's an open investigation about Error 103 with CIBC.

 

While our banking team is communicating with your financial institution, we'd like to add your account information on our list of affected users. Once added, our engineers will see how widespread this is, as well as any common components between those affected. You'll also get automatic email updates.

 

To get the details of our new contact directory, you can check this link: Contact the QuickBooks Online Customer Support team.

 

Thank you for understanding. Let me know how the call goes. I will also get back into this thread once I get an update.

QuickBooks Team

Re: Bank Error code 103

Good day, @tkoni.

 

I'm updating this post to inform you that the Investigation 28289 is also tagged as closed and resolved. You should no longer have the Error 103 in your QBO.

 

However, if you're still encountering the error, let's try these recommended steps:

  1. From the left menu, click Banking.
  2. Under the Banking tab, highlight the Canadian Imperial Bank of Commerce (CIBC) bank.
  3. Click the pencil icon.
    1.JPG
  4. Choose Edit sign-in info.
    2.JPG
  5. Enter your credentials and select Update.

That should help you keep going today, @tkoni. Please let me know how it goes or if you have any follow-up questions about banking. I'll be here if you need further assistance. Take care always.

Established Member

Re: Bank Error code 103

Hello,

 

I no longer get error code, however, i update the card and password, and i go through the picture verification step, it tries to sync, but just returns me back to the enter your card number and password screen, no error codes.  Tried this 3 times and it just takes me back to the login screen (no error codes or problem with password)

Established Member

Re: Bank Error code 103

This is still not working.  I go to sync the bank, get to the Card Number/Password screen, do the picture verification, it starts to sync but then returns me back to the card number/password screen, like i did nothing at all.  No errors show (not even 103 error or wrong password/card number)  just back to the login screen

QuickBooks Team

Re: Bank Error code 103

Thanks for getting back to this thread, @tkoni.

 

Allow me to step in and help provide some additional update about syncing CIBC bank with QuickBooks Online (QBO). 

 

Since there other users who still encounter this problem, our engineers decided to reopen the investigation to dig deeper as to what’s causing the issue to reoccur. Right now, the status of this investigation is in progress. 

 

While we're continuing to work on resolving this issue, for the meantime you can download the bank transactions manually from the bank's website and import them into QBO using the WebConnect feature. 

 

To learn more about the WebConnect feature, you can check this article: How to upload more than 90 days of bank transactions

 

I also  encourage you to reach out to our Customer Care Team to add your account to the list of affected users. This way, you'll be notified of any updates on the progress on the investigation via email. 

 

Here's how you can contact our customer support:

  1. Sign in to your QuickBooks Online company.
  2. Select Help (question mark icon) at the top right.
  3. Select Contact us to connect with a live support agent.

I appreciate your patience as we work through this. If there's anything else I can do for you, please let me know. I'll be around to help you out. 

Active Member

Re: Bank Error code 103

I am getting Error code 103 when trying to update my account password. I know the bank no and password are accurate as I can log in through the CIBC website with no issues.

Tony

Experienced Member

Re: Bank Error code 103

Go to de web site of CIBC and change your password. My problem is resolved because my password was to long for QuickBook. Change the CiIBC login for a new password with less than a 9 character.  

Moderator

Re: Bank Error code 103

It's nice to have you as part of the conversation, @tsalv,

 

Allow me to join this thread and share some helpful steps to get past the banking error 103 you're getting.

 

@Syro shared a great resolution which you might want to try first. Once done, update your bank log in inside your QBO account. Follow the steps below:

  1. Click the Banking menu.
  2. Tap on Add Account on the Banking tab.
  3. Key in the bank's URL in the search field.
  4. Choose your bank.
  5. Enter you bank's website credentials, then hit Continue.

Please take note that if you're still getting the same error, click Go Back, and repeat the steps with a different bank name from the list.

 

You can refer to this article, if you can't still connect to your bank: How to fix banking error 103

 

That should do it. Please keep me posted on the outcome. I look forward to your response on this, as I want to ensure you're all taken care of. Have a great day!

Established Member

Re: Bank Error code 103

I am still having issues.  Tried typing in URL and i enter the card number and password, and it returns me back to the enter your card number/password screen.

 

This is very frustrating.  This has been an ongoing issue for me since Mar 11th .  I can login to the CIBC online bank using same information fine.

 

No issues with other clients who bank with TD/RBC

 

QuickBooks Team

Re: Bank Error code 103

I'm sure I'll feel the same way, if I'm with your situation, tkoni.

 

I'll make sure to pass along the feedback to our engineers so you're able to get the resolution as quickly as possible. I know that you've already tried the recommendation provided above by my colleague, but I would still suggest to keep in touch with our phone support team to re-investigate this.

 

Here's how:

In your QuickBooks account,click on Help.

Click on the Contact us link.

Enter your questions or concerns and click on Let's talk.

Choose either Start a chat or Get a callback.

 

We're always here to help if you need more help.

Active Member

Re: Bank Error code 103

I am unable to connect to my bank.  It's CornerStone in Virginia.  I used to be able to connect.  The bank says they have enabled it on their end.  I am sure this is the right bank:

 

 

I am sure I have the right username and password, as I can use those credentials to login at their web interface.