Hi there, @daniep.
I appreciate you for following the workarounds suggested by our engineers. I've checked our report and the INV-48422 status is still In Progress. With that said, our engineers are tirelessly working on this Direct Deposit activation concern to get a permanent resolution.
I believe that you've already called in with our support. So, I'm sure you've been added to the list of the affected users. Once any news and updates are available, you will receive an email.
Once resolved, you may visit this article for the Direct Deposit activation detailed steps: Set up your company payroll for direct deposit.
I've also added articles about some troubleshooting steps in processing payroll and other topics.
Let me know if you have follow-up questions. I'm always here to help. Thanks for waiting.