Interest rates range from 13.49%-35.99% APR. They’re based on various credit factors, as well as market conditions at the time you apply. Rates for cash draws may be slightly higher than for invoice advances.
Fast, flexible business funding
Apply for a QuickBooks Line of Credit to bridge cash flow gaps and keep business on track. You decide when and how to use it—draw cash or get advances on your eligible unpaid invoices.1
Applying won’t impact your personal credit score.

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No fees, no hassle
You won’t pay origination fees, late fees, or prepayment penalties.2
Get started in minutes
Apply in QuickBooks, get a decision in a few minutes, and see your cash fast.3
Borrow up to $100K
Get a credit limit from $1K–$100K, and only pay interest on the amount you use.
Money on hand when you need it
A QuickBooks Line of Credit can help you cover unexpected expenses or keep your business moving while you wait for a customer payment.
Time is on your side
Apply in QuickBooks and get a decision in minutes. If approved, funds are typically deposited in 1-2 business days.3 Set up autopay to make repayment a breeze.
Frequently asked questions
QuickBooks Line of Credit loans are issued by WebBank.
All screen images are simulated and are for illustration purposes only.
- Each invoice advance and each cash draw is a separate, closed-end term loan that has its own loan amount, interest rate, and payment terms. Cash draw feature only available for those meeting certain criteria determined by the lender; if eligible, to take advantage of this feature, submit an application, which will be reviewed for credit worthiness and verification of additional information prior to final credit decision.
- No fees: No origination fees applicable to new QuickBooks Line of Credit customers. Interest will apply. Rates vary and depend on applicant’s credit profile and other factors. Standard payment processing fees apply.
- Loans are typically deposited within 1–2 business days. Actual funding time can vary depending on third party processing time.
Terms, conditions, pricing, special features, and service and support options subject to change without notice.