Fast, flexible business funding

Apply for a QuickBooks Line of Credit to bridge cash flow gaps and keep business on track. You decide when and how to use it—draw cash or get advances on your eligible unpaid invoices.¹

Applying won’t impact your personal credit score.

QuickBooks interface showing a credit line of $100,000 available for use, providing financial flexibility for businesses.

Explore the features

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No fees, no hassle

You won’t pay origination fees, late fees, or prepayment penalties.²

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Get started in minutes

Apply right in QuickBooks, have a decision in a few short minutes, and see your cash fast.³

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Borrow up to $100,000

Get a credit limit from $1,000–$100,000, and only pay interest on the amount you use.

Two business owners are loading boxes of their chili onto a dolly.

Money on hand when you need it

A QuickBooks Line of Credit can help you cover unexpected expenses or keep your business moving while you wait for a customer payment.

Business owner checks their phone to see a successful invoice advance and their deposited funds.

Time is on your side

Apply right in QuickBooks and get a decision in minutes. If approved, funds are typically deposited in just 1-2 business days.³ Set up autopay to make repayment a breeze.

New to QuickBooks?

To become eligible for funding through QuickBooks, you’ll first need to subscribe to QuickBooks Online.

Frequently asked questions

Get started in minutes

QuickBooks Term Loan (“Term Loan”) is issued by WebBank.



QuickBooks Line of Credit (“Line of Credit”) loans are issued by WebBank.



All screen images are simulated and are for illustration purposes only.


  1. Each invoice advance and each cash draw is a separate, closed-end term loan that has its own loan amount, interest rate, and payment terms. Cash draw feature only available for those meeting certain criteria determined by the lender; if eligible, to take advantage of this feature, submit an application, which will be reviewed for credit worthiness and verification of additional information prior to final credit decision.
  2. No fees: No origination fees applicable to new QuickBooks Line of Credit customers. Interest will apply. Rates vary and depend on applicant’s credit profile and other factors. Standard payment processing fees apply.
  3. Loans are typically deposited within 1–2 business days. Actual funding time can vary depending on third party processing time. 

Terms, conditions, pricing, special features, and service and support options subject to change without notice.