Various factors are used to determine your eligibility for a QuickBooks Term Loan. This includes, but is not limited to, your business history within QuickBooks, transactions within your business bank accounts, credit history of the business and personal guarantor, business revenue, and current liabilities. In general, businesses with at least $50,000 in revenue in the past year may be eligible. Applicants shouldn’t have any bankruptcies (personal or business) in the last two years. Since every business is unique, there is no guarantee that all applicants meeting these criteria will be eligible for a Quickbooks Term Loan. Each application is considered individually and decisions are based on current guidelines which are subject to change.
QuickBooks Term Loan helps boost cash flow
Save time and eliminate additional paperwork by applying and managing your loan right from your QuickBooks account. Get funding in 1-2 business days if approved.¹
Easy access to flexible funding
Apply in QuickBooks
Save time—apply in minutes and get a decision in as little as 30 seconds.
Flexible terms
Access loans from $1.5 to $250K with terms from 6–24 months.
No impact to credit score
Apply for a Term Loan without affecting your personal credit score.
Quick decisions, fast funding
Customers can apply for a QuickBooks Term Loan and get a a decision in as little as 30 seconds. Approved loans can fund in 1–2 business days.¹
A seamless lending experience
Your QuickBooks account makes it easier to apply by pulling in data like:
- Sales trends and seasonality
- Profitability over time
- Invoices and cash flow forecast
Upfront transparency
Terms are clear from the start so you can avoid surprises and stay in control.
- Payment terms from 6-24 months
- No origination fees
- No prepayment penalties
- Applying won’t affect your personal credit score
97% of customers are satisfied with the speed of the credit decision²
Ready? Here’s some things you may need
- Up-to-date and accurate business data in QuickBooks
- Primary business bank accounts connected through QuickBooks (not required)
- Generally, revenue of at least $50,000 over the past 12 months
QuickBooks Term Loan is issued by WebBank.
All screen images are simulated and are for illustration purposes only.
1. Loans are typically deposited within 1–2 business days. Actual funding time can vary depending on third party processing time.
2. Based on a QuickBooks Term Loan Customer Survey, February 2024.
Terms, conditions, pricing, special features, and service and support options subject to change without notice.
Call Sales: 1-844-832-2903
