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I'm here to share some information on what is the cost when processing credit card and direct deposit, lawrencelawnland.
For credit card, the rate depends on the payment method. You can either Swiped, Keyed, Invoiced, or ACH (Bank transfer). You can check these articles for more information:
As for the direct deposit, it's free. You'll just have to make sure that you've set up either your employees or your vendor.
I've also added these articles that talk about Direct deposit in QuickBooks:
Don't hesitate to get back to mo if you still need my help. Stay safe!