Get paid upfront, let customers pay later

With QuickBooks, offer Affirm's buy now, pay later option so eligible customers can pay over time. You get paid upfront and can close more sales while Affirm handles 100% of the repayment risk.*

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40% of consumers would abandon purchase if buy now, pay later was unavailable¹

A better way to pay, for everyone

Let customers pay over time

Help customers afford bigger purchases with rates as low as 0% APR. They pay monthly while you're paid in full right away. A 2.99% fee applies to each transaction.*

Get paid fast with no repayment risk

Customers choose the payment plan that fits their budget. You get paid upfront, and every payment reconciles automatically. No extra work required.

Attract more customers with transparent terms

Stand out from the competition by offering financing that guarantees no hidden fees, compound interest, or late charges.*

Wins for both you and your customers

FOR YOU

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Get paid upfront

No more chasing payments.

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Boost business

Offer more ways to pay to help increase sales.

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Stay competitive

Offer the flexibility customers want—37% of U.S. consumers used buy now, pay later in the past 90 days.²

FOR YOUR CUSTOMERS

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Pay over time

Monthly installments that fit their budget.

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No late or hidden fees*

What they see is what they pay.

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Afford big-ticket items

60% of buy now, pay later users would use it for larger or unexpected expenses.³

How it works

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1. Get QuickBooks

Choose a QuickBooks plan (or sign in if you already use QuickBooks), add QuickBooks Payments from your account, and send invoices to your customers.

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2. Send an invoice

When your customer receives their invoice, they’ll see Affirm’s buy now, pay later option, along with other payment methods, including credit card and ACH.

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3. Get paid upfront

Customers choose the payment plan that fits their budget. You get paid upfront, and every payment reconciles automatically. No extra work required.

Connected intelligence. One solution.

Every plan includes QuickBooks Payments* and buy now, pay later is automatically added to invoices.

Free
Start organizing your business finances for free.
$0/mo
No credit card required
1 user
No accountant access
Intuit Intelligence
  • Chat for instant insights
    Limited availability
    BETA
  • Chat for instant insights
    Limited availability
    BETA
Top features

  • Send invoices (limit 2 per month)

    Customize and send up to two invoices a month—or unlimited invoices if you qualify for and enable QuickBooks Payments. Accept mobile signatures, see estimate status, and convert into invoices.**

  • Run top reports

    Access the top 3 reports for your business: profit and loss, balance sheet, and account quick report.

  • Upload receipts (2 per month)

  • Track mileage (5 trips per month)

    Automatically track miles, categorize trips, and get sharable reports.**

  • Manage 1 contractor

    Manage 1 contractor: Assign payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.**

  • Track income and expenses

    Track income and expenses and run a monthly profit and loss report to get a clear view of your business performance.

  • Accept payments

    Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Lite
Automate solopreneur finances and save on taxes with expert help.
$20
$10/mo
50% off for 3 months*
1 user
No accountant access
Intuit Intelligence
  • Expert Assisted Tax
    Powered by TurboTax
    (Pay only when you file)
  • Expert Assisted Tax
    Powered by TurboTax
    (Pay only when you file)
  • Built-in tax experts help maximize deductions and make smart financial decisions
  • Expert reviews your return for 100% accuracy—guaranteed
  • 20% off base price of fed filing*
Top features

  • Everything in Free

  • Unlimited invoices

  • Unlimited receipts and mileage

  • Manage 3 contractors

  • Mobile app

  • Automated bill pay

  • Automated sales and sales tax

  • Instant deposit

    Get instant access to eligible payments no matter what time of day you get paid.**

  • App integrations

Simple Start
Build your financial foundation and know your cash flow.
$38
$19/mo
50% off for 3 months*
1 user
With accountant access
Intuit Intelligence
  • AI and human insights and guidance
    Beta
  • Guides you through setup and onboarding
    Beta
  • Categorizes expenses
  • Maximizes tax deductions
  • Chat for instant insights
    Limited availability
Top features

  • Everything in Lite*

  • Run general reports

    Run and export reports including profit & loss, expenses, and balance sheets.*

  • See cash flow history

  • Take in-person payments

  • Set up recurring payments

    Automate recurring payments and give your customers the option to set up automatic payments.

  • Access lending

  • Connect 1 sales channel

    Connect 1 online sales channel and automatically sync with QuickBooks.

  • Attach payroll and other QuickBooks services

  • Manage unlimited contractors

    Assign vendor payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.*

Your plan

Your total
+10% off annual price
$0
  • Product support
  • No annual contract
  • Cancel anytime

Resources to help you grow

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How Affirm’s buy now, pay later works

Offer Affirm’s buy now, pay later directly on your QuickBooks invoices.

See how it works
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Payment flexibility is driving growth

For small businesses, payment flexibility needs to fit into the workflows they already use.

Read more

Frequently asked questions

Buy now, pay later is now accepted by 58% of U.S. small businesses4

Important pricing details and product information
Ask about discounts
You could save up to 25% on transaction costs³.
Speak with us now to see if you qualify.
Talk to sales 1-800-264-1859
 

Monday - Friday, 6 AM to 4 PM PT

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