Standard Customers – May 20, 2019

1. SCOPE. These pricing terms apply to customers (“Standard Customers”) that were approved or first used QuickBooks Payments (online or desktop), GoPayment, Point of Sale, and/or Gmail plug-in processing services (collectively, “Services”) on May 20, 2019 or thereafter, but for “Legacy Customers” (as defined belo­w). Additionally, if you have undergone a pricing rate review, your pricing terms differ from those noted below, and you are subject to the pricing terms corresponding to the date when your most recent pricing rate review occurred. This Standard Pricing Schedule provides the rates and fees that apply to your use of Services and is part of your Intuit Merchant Agreement.

“Point of Sale” transactions are transactions that use QuickBooks Point of Sale software to process payments, and specifically exclude GoPayment transactions.

2. INTUIT PAYMENTS STANDARD PRICING. Unless special promotional pricing, offers, or exclusions apply to you, the following rates and fees shown in the chart corresponding to your first-used Service apply to all of your transactions (unless your first-used Service does not offer a particular payment method, in which case those transactions are priced in line with the Service featuring that payment method). For clarity, the below transactions pricing applies to each instance of processing (e.g., purchases, returns, etc.) via the Services.

Standard QuickBooks Payments Online Transactions Pricing

Standard QuickBooks Payments Desktop Transactions Pricing

Standard QuickBooks Point of Sale Transactions Pricing* * * *

Standard GoPayment Transactions Pricing

Standard Gmail Plug-In Transactions Pricing

Standard QuickBooks Money Transactions Pricing

Monthly Fee


Invoice** & Apple Pay


Per Transaction Fee



1% (not to exceed $10)


See Section 3

* * Invoice rate applies when the Merchant sends an emailed invoice and their customer clicks the invoice link to pay.

* * * Invoice payments for GoPayment merchants are accessed through a connection to QuickBooks Payments Online.

* * * * See Section 3 below for a Monthly Minimum Fee applicable to merchants running QuickBooks Point of Sale software versions older than 18.0.

  • You may only switch from a non-monthly plan to a monthly plan (or vice versa) once during a consecutive twelve (12)-month period.
  • Starting at approval or first use (depending on the service you select), you will be automatically charged on a per transaction or monthly basis at the then current transaction and/or monthly fees until you cancel.
  • A per transaction fee may apply for each ACH or electronic bank payment, where applicable. Additional fees (such as chargeback, rejection, and other miscellaneous fees) may also apply.
  • Ineligible customers.  Not all customers are guaranteed to be eligible for the above pricing.

3. MISCELLANEOUS FEES. The following additional fees will apply to your use of the Services, where applicable.

Fee Type Rate/Fee
Chargeback Fee $25 plus the full chargeback amount
ACH/Electronic Bank Reject Fee $25
Returned Check Fee $10
Card or Payment Network Penalties, Fines and Other Fees You are responsible for fees as a consequence of your use or misuse of the Services or your card processing activities, including without limitation under Section 28 of the Intuit Merchant Agreement.
QuickBooks Point of Sale Monthly Minimum Fee $16
This Monthly Minimum Fee applies only to Standard QuickBooks Point of Sale merchants (i) running QuickBooks Point of Sale software versions older than 18.0, (ii) who are under the Non-Monthly Fee Plan, and (iii) who have less than $16 in monthly transaction fees; and is in addition to the other rates and fees listed in this Section 3. For example: $500 of charge volume in a given month at a 2.70% Swiped rate results in approximately $13.50 of transaction fees ($500 x 2.70%); as this amount is less than $16, a fee of $2.50 would be charged in addition to the transaction fees for a total of $16 for the applicable month.

4. ADD-ON SERVICES PRICING. Not all customers or Services are guaranteed to be eligible for these Add-On Services or the associated pricing. Fees for Add-On Services will apply only if you have opted to use these Add-On Services:

  • For Instant Deposit: a 1% fee applies to each amount you select for deposit in up to 30 minutes in your designated bank account (which must be linked to an eligible debit card). Per transaction and ACH fees for each ACH or electronic bank payment (equal to the amount in the Per Transaction Fee and Per ACH rows of your applicable pricing chart in Section 2 above) and additional fees (such as chargeback, rejection, and other miscellaneous fees) also apply.
  • For PCI service on Non-Monthly* Fee Plans: a $9.95 per month fee applies. Please refer to the terms applicable to this service here.

* Monthly Fee Plans include PCI Service at no additional charge to you.

5. HARDWARE/EQUIPMENT. Equipment fees may apply to certain payment hardware and software. For current pricing, check our Point of Sale and GoPayment sites.

6. LEGACY CUSTOMERS. “Legacy Customers” are customers who: (a) entered into a Merchant Agreement on or before August 1, 2014; (b) have not upgraded to one of our Standard Pricing schedules; or (c) are currently under a 3-tier pricing with distinct discount rates for qualified, mid-qualified or non-qualified transactions.

7. ADDITIONAL TERMS; PRICING CHANGES. All rates and fees are in US dollars and are subject to change under the terms of the Intuit Merchant Agreement. To view and understand the exact rates and fees that have been applied to your transactions (along other fees), sign into your account online and view your statement.

Last updated June 16, 2020