Mobile payments made simple

Get ready to get paid anytime, anywhere.

Accept mobile payments

Payments as mobile as you are

Payments as mobile as you are

  • Accept mobile payments with GoPayment app or card reader
    Get up and running in no time
    Simply order a free mobile card reader to swipe, dip, or tap or enter credit card info into the GoPayment app.
  • Accept mobile payments and just pay per transaction
    Get paid with ease
    Just pay per transaction. No upfront costs or subscriptions for added flexibility.
  • Mobile payments instantly sync with QuickBooks
    Instantly sync with QuickBooks
    Take payments on the go knowing your sale details are being saved in real time.

Try it out today

It’s easy to get started. Download the QuickBooks GoPayment app and start taking payments right away.

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Message and data rates may apply.

Accept mobile payments on GoPayment app
Accept mobile payments on GoPayment app
Accept mobile payments on GoPayment app

Mobile credit card processing: How it works

Mobile credit card processing: How it works

Picture your business on the go

Accept all major credit or debit cards using just your mobile device. You can use a reader to swipe, dip or tap. Or you can manually enter payment info into the GoPayment app.

Accept all major credit or debit cards using just your mobile device. You can use a reader to swipe, dip or tap. Or you can manually enter payment info into the GoPayment app.

Accept mobile payments with card readers
Accept mobile payments with card readers
Accept mobile payments with card readers

Stay up to date

Just like a regular wallet allows your customer to store their credit or debit cards, a mobile wallet lets them store their payment info on their phone. Digital payments are convenient and add a layer of security to each transaction.
Store credit cards on mobile wallet for mobile payments
Store credit cards on mobile wallet for mobile payments
Store credit cards on mobile wallet for mobile payments

Ride the radio wave

Accept payments without swiping or dipping. Just bring your customer’s payment method close to our all-in-one reader to let them “talk” to each other. We support Apple Pay, Google Pay, and contactless cards.
Accept contactless mobile payments
Accept contactless mobile payments
Accept contactless mobile payments

Meet GoPayment

Meet GoPayment

  • Include products, services, sales tax settings and tip preferences on QuickBooks
    Make your business mobile
    We’ll pull your list of products and services, sales tax settings, and tip preferences from QuickBooks.
  • Accept payments by manually keying in card info
    Never miss a sale
    Manually key in your customer’s card info at checkout to start taking mobile payments right away.
  • Get next day deposits on mobile payments
    Enjoy next day deposits
    Get paid today, see it tomorrow—funds arrive in your bank account the next business day.

Try it out today

Download the GoPayment app and start taking mobile payments right away.

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Message and data rates may apply.

GoPayment app
GoPayment app
GoPayment app

How it works

How it works

Download the GoPayment app and start taking payments right away.

Get a free card reader when you sign up for GoPayment

  • Accept chip and magstripe cards
  • Connect wirelessly via Bluetooth
  • Lightweight and portable
Get my reader
GoPayment free card reader
GoPayment free card reader
GoPayment free card reader

Low, flat rates. No monthly fees.

Low, flat rates. No monthly fees.

Rates per transaction
An electronic money transfer between banks that pulls money from your customer’s bank account and pushes it to your bank account.
ACH bank transfers
1% (max $10)
Swiping a customer’s credit or debit card using one of our card readers.
Card – Swiped
2.4% + 25¢
Sharing an online invoice with your customer who then pays it using an ACH bank transfer or credit or debit card.
Card – Invoiced
2.9% + 25¢
Manually typing in a customer’s credit or debit card info for payment, for e.g. over the phone.
Card – Keyed
3.4% + 25¢
See how our rates compare

Charge more than $7,500 per month?

Save up to 40% – call 866-827-9500.

The fastest way to take payments

The fastest way to take payments

  • GoPayment lightweight, portable card reader
    No heavy lifting
    A lightweight, portable reader that fits in the palm of your hand.
  • One rate for GoPayment card reader transactions
    One simple rate
    2.4% + $0.25 per swipe, dip, or tap for AMEX, Visa, Mastercard, and Discover.
  • Get next day deposits on card reader transactions
    Next day deposits
    Get paid today, see it tomorrow—funds arrive in your bank account the next business day.*

Pick the card reader that’s right for you

Pick the card reader that’s right for you

Simple Start
12 30 53 53
/mo
  • Accept Apple Pay®, Google Pay™, Samsung Pay™, EMV chip and magstripe debit and credit cards
  • Charge via included docking station
  • Stays charged one week or longer, depending on usage.
  • Protect yourself from fraud with encrypted EMV chip transactions
  • Connect wirelessly to your phone or tablet via Bluetooth in the QuickBooks GoPayment iOS and Android
  • Connect wirelessly to your phone or tablet via Bluetooth in the QuickBooks GoPayment iOS and Android
Simple Start
12 30 53 53
/mo
  • Free with QuickBooks Payments. Learn more
  • Accept EMV chip and magstripe debit and credit cards
  • Charge via included USB cable
  • Stays charged one week or longer, depending on usage
  • Protect yourself from fraud with encrypted EMV chip transactions
  • Connect wirelessly to your phone or tablet via Bluetooth in the QuickBooks GoPayment iOS and Android
  • Compatible with QuickBooks Desktop 2018 and future versions via USB cable

Low, flat rates. No monthly fees.

Low, flat rates. No monthly fees.

Rates per transaction
An electronic money transfer between banks that pulls money from your customer’s bank account and pushes it to your bank account.
ACH bank transfers
1% (max $10)
Swiping a customer’s credit or debit card using one of our card readers.
Card – Swiped
2.4% + 25¢
Sharing an online invoice with your customer who then pays it using an ACH bank transfer or credit or debit card.
Card – Invoiced
2.9% + 25¢
Manually typing in a customer’s credit or debit card info for payment, for e.g. over the phone.
Card – Keyed
3.4% + 25¢
See how our rates compare

Charge more than $7,500 per month?

Save up to 40% – call 866-827-9500.

See if a more powerful POS system is right for you

Easily accept and process credit cards with EMV chips

Easily accept and process credit cards with EMV chips

  • EMV chip cards are less vulnerable to fraud
    What are EMV chips?
    While all cards come with a magnetic-stripe, some cards offer a higher degree of security through a small embedded chip. Cards with these smart chips are less vulnerable to fraud because they’re incredibly difficult to counterfeit.
  • EMV chips use a digital signature for encrypted transactions
    How do they work?
    When you dip an EMV card the transaction is processed and approved using a “digital signature”. This signature is randomized and encrypted for each individual transaction.
  • EMV chip cards protect against fraud and liability
    Why should I accept them?
    Credit card fraud happens—it’s a pain to deal with for you and your customer. Protect yourself from fraud and liability by staying up to date with the latest in payment technology.

Get a free card reader when you sign up for GoPayment

  • Accept chip and magstripe cards
  • Connect wirelessly via Bluetooth
  • Lightweight and portable
Get my reader
Free EMV chip card reader
Free EMV chip card reader
Free EMV chip card reader

Frequently asked questions

What mobile payments mean for your small business

By Ritika Puri March 21, 2019
Getting paid is one of the biggest challenges faced by small businesses.Often your customer has to jump through hoops to pay you. And even when they follow all the correct steps it can take weeks, or months, for those funds to hit your bank account. Along the way the check could get lost in the mail or your customer may forget to pay you altogether.It’s important for small business owners to lessen the number of steps and amount of effort it takes to get paid.Mobile payments are a commonly preferred solution for both merchants and customers. You can take payments on your mobile device using simple accounting or payment processing software. Here are a few tips for incorporating mobile payments into your day-to-day workflow.

1. Get set up with the right tech

QuickBooks Online customers can get set up to take payments from their mobile device.Start by downloading the QuickBooks payments app, GoPayment, from the iTunes or Google Play store. When you sign up we’ll send you a free card reader that you can use to swipe or dip credit or debit cards. Enjoy peace of mind knowing we build our readers with strict compliance and security standards.If you wish to take contactless payments you have the option to upgrade to our all-in-one card reader. This reader allows you to accept Apple Pay, Android Pay, and Samsung Pay. Digital wallets are a convenient option for consumers to store their credit card info on their phone. You’ll need to sign up with individual digital wallet providers to accept payments through them.GoPayment integrates with QuickBooks to reconcile your books, so you’ll always know where you stand. Details from mobile credit card sales appear in QuickBooks in real time—no adjustments required. Always choose a mobile payment service that integrates with your accounting infrastructure.As your business grows you may need to upgrade your point of sale technology. Before you upgrade, you should reach out to your mobile payment provider and credit card processor. They want to increase the number of businesses accepting digital wallet payments so they’ll likely work with you to keep costs down.

2. Security 101

Several security measures protect the data in mobile payment apps and digital wallets. Consumers send payment information from their phone to a point of sale terminal using transfer technology. This usually happens through Near-Field Communications (NFC). NFC transfers encrypt payment data to protect it from interception.Depending on the app and hardware used the data may also be tokenized. Tokenization means translating credit card data into a single-use token ID number. Even if a hacker obtains the token, it won’t let them access or use the card for extra transactions. Tokenization protects both consumers and businesses from fraud during digital wallet transactions.Security features built into phones serve as an added layer of protection. Consumers often lock their phones with a password, PIN, or biometric identification such as a fingerprint. Once they unlock their phone the payment app or digital wallet often need authentication before a consumer can use them to pay. As a final measure consumers can remote lock or wipe their phones in the case of theft.Make sure to pay close attention to security when choosing payment processing software. Research which party is liable in the event of a data breach, and only use software providers that protect your business. Using a third-party payment provider is often safer than managing your own tech.

3. Processing mobile payments

Mobile payments are valuable payment processing options for small businesses of all types. Whether you are a photographer, shop owner, or freelancer, the ability to get paid from anywhere is powerful.Use your payment processing capabilities as a relationship-building opportunity for your customers. If you’re visiting a client, offer to accept a credit card payment for your services, on the spot. If you take payments at a storefront terminal, use the opportunity to tell customers about loyalty programs or special offers.If you’re collecting payment at a storefront terminal, use the opportunity to tell customers about any loyalty programs or special offers.

Final thoughts

As a business owner, your goal is to make the payments process as streamlined as possible. Accepting mobile payments makes it easier for you to get paid faster while protecting yourself from risk and fraud.When you sign up for a mobile payment service, make sure you understand who is responsible in the event of a data breach or fraud. It’s important that your business will not be held responsible for losses.Reputable companies with experience in protecting sensitive data will help protect your business.
Disclaimer:
*Next-day deposit features are subject to eligibility criteria. We anticipate that a large majority of customers who use bank transfers (ACH) with QuickBooks Payments will receive next day bank transfer (ACH) deposits as transaction history is established. New payments customers will be notified when next day bank transfer (ACH) eligibility is established. Payments processed before 3:00 PM PT arrive at your bank the next business day (excluding weekends and holidays). Deposit times may vary for other payment methods, third party delays or risk reviews. Subscription to QuickBooks Online may be required.

** When you sign up for QuickBooks Payments, your first QuickBooks Chip and Magstripe Card Reader is free! When you sign up, you will receive an email with a link to get afree reader.