A plant store owner smiling and looking at their phone.

You’re never too small to feel more stable

With 1.75% APY, no monthly fees, and seamless payments—QuickBooks Money works harder for those who work for themselves.**

QuickBooks and Intuit are a technology company, not a bank. Banking services provided by our partner, Green Dot Bank.

QuickBooks and Intuit are a technology company, not a bank. Banking services provided by our partner, Green Dot Bank.

Manage your business money

Open a business bank account, earn high-yield interest, get paid fast, and get cash flow insights.
Phone showing a QuickBooks Checking savings Envelope where money is set aside for a rainy day.

Open a business bank account, put money away in savings envelopes, and earn interest at over 25x the U.S. average. Build your rainy-day fund and rest easy knowing your money’s working, even when you’re not.1 

A phone showing a digital invoice that’s ready to be paid.

Send a personalized invoice or quick payment request and let customers pay by card, ACH payment, Apple Pay®, PayPal, or Venmo.** Eligible payments are deposited sooner, at no extra cost.**

Cash flow chart highlighting recent money updates, including a increase in money in.

See your business money come in and out over time, so you can make smart business decisions, reflect on historical data, and pivot as you grow.

Shop owner holds a flower. Screen shows their income, expenses, and net profit. Screen shows Auto Payroll on schedule.

Tools that grow with you

If you need accounting tools or end up hiring team, we have everything you need for the next stage of success.

Find a plan that’s right for you

Get paid and manage business money with all our plans.

If you need accounting, we have plans for that, too.

Manage money
Manage money and accounting
QuickBooks Money
Money management features without the bookkeeping.
$0/mo
Just pay per transaction
Low transaction rates
Get 1% per transaction for every ACH payment and 2.99% per transaction for each online invoice.
Accept payments
Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Invoices
Send instantly payable invoices, schedule recurring invoices, track their status, send payment reminders, and match payments to invoices—automatically.
Same-day deposit
Eligible payments land in your bank account the same day—nights, weekends, and holidays—so you can access cash fast at no extra cost.**
Business bank account
Get a business bank account that’s free to open—with no monthly fees and no minimum balances.**
Business Network
Sync with customers, see their contact info, send invoices, and accept and track payments with ease.
Cash flow history
See your business money come in and out over time, so you can make smart business decisions and pivot as you grow.
OR
QuickBooks Simple Start
Start with basic bookkeeping and money management tools.
Save 50% for 3 months*
Low transaction rates
Get 1% per transaction for every ACH payment and 2.99% per transaction for each online invoice.
Accept payments
Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Invoices
Send instantly payable invoices, schedule recurring invoices, track their status, send payment reminders, and match payments to invoices—automatically.
Instant deposit
Get instant access to eligible payments no matter what time of day you get paid.**
Business bank account
Open a QuickBooks Checking account for free—there’s no monthly fees or minimum balance.**
Business Network
Sync with customers, see their contact info, send invoices, and accept and track payments with ease.
Cash flow history
See your business money come in and out over time, so you can make smart business decisions and pivot as you grow.
Cash flow planner
See all your business balances on one dashboard and forecast money-in and money-out up to 90 days to plan ahead.**
In-person payments
Let customers insert, tap, or use digital wallets to make in-person payments seamless.**
Recurring invoices
Automate recurring invoices and give your customers the option to set up automatic payments.
Estimates
Customize estimates, accept mobile signatures, see estimate status, and convert estimates into invoices.
Get an invoice advance
Finance qualified invoices so you have cash when you need it most.
Business loan
Explore funding options with competitive rates—no hidden fees and no surprises.
Free guided setup
A QuickBooks expert can help you set up your chart of accounts, connect your banks, and show you best practices.
Income and expenses
Securely import transactions and organize your finances automatically.
Tax deductions
Share your books with your accountant or export important documents.**
General reports
Run and export reports including profit & loss, expenses, and balance sheets.*
Receipt capture
Snap photos of your receipts and categorize them on the go.**
Mileage tracking
Automatically track miles, categorize trips, and get sharable reports.**
Track sales
Accept credit cards anywhere, connect to e-commerce tools, and calculate taxes automatically.**
Contractors
Assign vendor payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.**
Connect 1 sales channel
Connect 1 online sales channel and automatically sync with QuickBooks.
QuickBooks Essentials
Manage accounting, business money, and automate work.
Save 50% for 3 months*
Low transaction rates
Get 1% per transaction for every ACH payment and 2.99% per transaction for each online invoice.
Accept payments
Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Invoices
Send instantly payable invoices, schedule recurring invoices, track their status, send payment reminders, and match payments to invoices—automatically.
Instant deposit
Get instant access to eligible payments no matter what time of day you get paid.**
Business bank account
Open a QuickBooks Checking account for free—there’s no monthly fees or minimum balance.**
Business Network
Sync with customers, see their contact info, send invoices, and accept and track payments with ease.
Cash flow history
See your business money come in and out over time, so you can make smart business decisions and pivot as you grow.
Cash flow planner
See all your business balances on one dashboard and forecast money-in and money-out up to 90 days to plan ahead.**
In-person payments
Let customers insert, tap, or use digital wallets to make in-person payments seamless.**
Recurring invoices
Automate recurring invoices and give your customers the option to set up automatic payments.
Estimates
Customize estimates, accept mobile signatures, see estimate status, and convert estimates into invoices.
Get an invoice advance
Finance qualified invoices so you have cash when you need it most.
Business loan
Explore funding options with competitive rates—no hidden fees and no surprises.
Manage bills
Organize and track your business bills online.
Free guided setup
A QuickBooks expert can help you set up your chart of accounts, connect your banks, and show you best practices.
Income and expenses
Securely import transactions and organize your finances automatically.
Tax deductions
Share your books with your accountant or export important documents.**
General reports
Run and export reports including profit & loss, expenses, and balance sheets.*
Receipt capture
Snap photos of your receipts and categorize them on the go.**
Mileage tracking
Automatically track miles, categorize trips, and get sharable reports.**
Track sales
Accept credit cards anywhere, connect to e-commerce tools, and calculate taxes automatically.**
Contractors
Assign vendor payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.**
Connect 3 sales channels
Connect up to 3 online sales channels and automatically sync with QuickBooks.
Enter time
Enter employee time by client/project and automatically add it to invoices.
DJ Chris Santos smiling next to a a box of records.
“Having everything centralized and visible will allow me to grow where I want my business to grow.”
Chris Santos, DJ Flow,
Real customer paid for his time

Build your knowledge

Coffee shop owner taking a cash payment from a customer.

Choose the best payment method

The best small business payment method depends on many factors. As you think about the best method, consider the size of your transactions, who’s handling the money, and your accounting system.

Founder of Harlem Chocolate Factory Jessica Spaulding and her coworker smiling.

Money management lessons

Jessica Spaulding, founder of Harlem Chocolate Factory, has figured things out along the way. In this episode, she recalls a few of her early money management mishaps, and 3 big lessons learned.

Frequently asked questions

Manage money your way

Explore QuickBooks solutions to find the right tools to help you grow.