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Intuit
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Find out when QuickBooks Payments deposits customer payments

Learn when QuickBooks deposits customer payments into your bank account.

Do you use QuickBooks Payments to process credit, debit, or ACH bank transfers from QuickBooks? Want to know how long it takes to get customer payments in your bank account after you process them?

The deposit speed depends on the product you're using and your payments. Credit card processing and bank transfers can also have different deposit speeds. Here's how to find out how long it takes to get payments you process in each product.

New to QuickBooks Payments?

If you're a new user, we'll deposit your first set of payments (sometimes referred to as batch) within 5 business days. These take a bit longer while we set up your payments account. Once we set up everything, we can deposit payments much faster.

Step 1: Check the deposit schedule for your product

You can check your deposit schedule from QuickBooks Online or the Merchant Service Center. If you don't use QuickBooks Online, check your schedule in the Merchant Service Center.

For QuickBooks Online

Your deposit schedule is personalized. To check the current deposit schedule:

  1. Go to Settings ⚙and select Account and Settings.
  2. Select the Payments tab.
  3. Review the Deposit Speed section.

This shows your deposit schedule. Note: If you see a Learn more link, you can apply for next-day payments.

We can deposit payments faster with next-day payments. If you process payments before 3 PM PT, we'll deposit them in your bank account the next business day. If you process payments after 3 PM PT, we'll deposit them in two business days.

For QuickBooks Desktop, QuickBooks Point of Sale, and GoPayments

If you process payments in other QuickBooks products, go to the Merchant Service Center to check your deposit schedule:

  1. Sign in to the Merchant Service Center.
  2. Select the Activity & Reports tab and then All Statements.
  3. Find your most recent statement and select View.
  4. Enter the last 4 digits of your Tax ID number.
  5. You can locate your most recent processing fees under the Fee Summary section.

For QuickBooks Online, QuickBooks Desktop, and GoPayments

If you process payments before 3 pm PT, they should be in your bank account in 2 business days. If you process payments after 3 pm PT, we'll start the deposit the following business day.

Process payments before 3 pm on We'll deposit funds into your bank account on
Monday Wednesday
Tuesday Thursday
Wednesday Friday
Thursday Monday
Friday Tuesday
Saturday Tuesday
Sunday Tuesday
Process payments after 3 pm on We'll deposit funds into your bank account on
Monday Thursday
Tuesday Friday
Wednesday Monday
Thursday Tuesday
Friday Tuesday
Saturday Tuesday
Sunday Wednesday

Are payments taking longer to deposit than you expect? See why your funds may be on hold.

For QuickBooks Point of Sale

If you process payments by midnight local time, they should be in your bank account in 2 business days.

Process payments by midnight on We'll deposit funds into your bank account on
Monday Wednesday
Tuesday Thursday
Wednesday Friday
Thursday Monday
Friday Tuesday
Saturday Tuesday
Sunday Tuesday

Are payments taking longer to deposit than you expect? See why your funds may be on hold.

Note: U.S. federal holidays aren't considered business days. Certain banks may also have their own holidays.

Step 2: Check the status of specific payments

If you process payments in QuickBooks Online, you can check the status of processed payments from QuickBooks Online. For all other products, go to the Merchant Service Center.

For QuickBooks Online

Each day, QuickBooks Payments combines all of your customer payments (both sales receipts and paid invoices) for the day into a single record. This record is called a bank deposit. Sometimes we call this a batch of payments.

  1. Sign in to QuickBooks Online.
  2. Go to the Sales menu and select the Deposits tab.
  3. Select the bank deposit you want to review.

You'll see each payment that's part of the daily deposit. It also shows related processing fees as separate transactions.

If there's an issue with a payment, it won't show up in a daily deposit. You should receive an email from Intuit if there are ever issues with your payments. Check your email settings if you don't see any messages from us.

For QuickBooks Desktop, QuickBooks Point of Sale, and GoPayments

You can check the status of all your processed payments in the Merchant Service Center. This includes payments processed in QuickBooks Online.

  1. Sign into Merchant Service Center.
  2. From the homepage, select Activities & Reports and then Deposits.
  3. Select the date range in the Dates field.
  4. Select Search.

This lists all your daily deposits. Successful deposits have Funded in the Status column. You'll see when deposits went into your bank account and their totals. To see the individual payments that are part of a deposit, select the arrow ▼ in the Fee column.

If there's an issue with a deposit, you'll see Withheld or Batch Deposit Returned in the Status column. Select the arrow ▼ in the Fee column to review details. You'll get an email from us with steps to fix the issue.

Step 3: Reach out to your bank

If you checked the payment status and we deposited the payments, your money is on its way.

Keep in mind, some banks hold onto funds after we deposit them. At this point, you'll need to work with your bank if they require additional steps.

If you checked with your bank but still need help, reach out to our team.

QuickBooks Online

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