QuickBooks
Keep more of what you make with competitive payment rates
Get affordable rates and fast deposit speeds. No setup costs or hidden fees—just pay as you go.
Square
Stripe
Cards & digital wallets
Invoices, recurring payments, or quick requests paid using Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo
2.99%
3.3% + 30¢
No PayPal or Venmo
2.9% + 30¢*
No PayPal or Venmo
ACH bank payments
Invoices or quick requests paid using an electronic transfer that pulls money from a customer’s bank account into yours
1%
1%
$1 min
1.2%
In-person payments
Payments taken in-person with a card reader or Tap to Pay on iPhone. Accept Visa, Mastercard, Discover, American Express, Apple Pay, Google Pay, and Samsung Pay.
2.5%
2.6% + 10¢
2.7% + 5¢*
Keyed-in cards
Payments processed by manually entering a customer’s card information.
3.5%
3.5% + 15¢
3.4% + 30¢*
Cards & digital wallets
Invoices, recurring payments, or quick requests paid using Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo
QuickBooks
2.99%
Square
3.3% + 30¢
No PayPal or Venmo
Stripe
2.9% + 30¢*
No PayPal or Venmo
ACH bank payments
Invoices or quick requests paid using an electronic transfer that pulls money from a customer’s bank account into yours
QuickBooks
1%
Square
1%
$1 min
Stripe
1.2%
In-person payments
Payments taken in-person with a card reader or Tap to Pay on iPhone. Accept Visa, Mastercard, Discover, American Express, Apple Pay, Google Pay, and Samsung Pay.
QuickBooks
2.5%
Square
2.6% + 10¢
Stripe
2.7% + 5¢*
Keyed-in cards
Payments processed by manually entering a customer’s card information.
QuickBooks
3.5%
Square
3.5% + 15¢
Stripe
3.4% + 30¢*
Rates are accurate as of 07/31/2025. All listed rates are per transaction. Not all payment plans shown; only most comparable plan by feature are highlighted. An additional 1% fee is charged on transactions made using an internationally issued card (non-U.S.) or an international PayPal account.
*Stripe charges an additional 1.5% for international cards and additional 1% if currency conversion required.
**Stripe charges an additional 10¢ per authorization for Tap to Pay. Stripe also charges an additional 1.5% for international cards and additional 1% if currency conversion required.
QuickBooks
Square
Stripe
Payment dispute protection
We’ll cover up to $25,000 per year—$10,000 per dispute on card payments.**
Starting at .99%
N/A
N/A
Instant deposits
Get deposits instantly including nights, weekends, and holidays.
1.75%
1.75%
1%
Payment dispute protection
We’ll cover up to $25,000 per year—$10,000 per dispute on card payments.**
QuickBooks
Starting at .99%
Square
N/A
Stripe
N/A
Instant deposits
Get deposits instantly including nights, weekends, and holidays.
QuickBooks
1.75%
Square
1.75%
Stripe
1%
Tap to Pay on iPhone
With Tap to Pay on iPhone and the QuickBooks mobile app, you can accept all types of in-person, contactless payments right on your iPhone—no card reader needed.
In your corner when you need us
Let’s talk discounts
Process over $2,500 per month? You could qualify for up to 25% off transaction costs.1
Call 800-264-1859
Mon-Fri, 6 AM to 4 PM PT
Visit our support hub
Find help articles, video tutorials, and connect with other businesses in our online community.
Frequently asked questions
Manage all kinds of payments in one place
Download the QuickBooks mobile app to start taking payments from anywhere.
Call Sales: 1-800-264-1859
