QuickBooks Payments fees: Credit card processing and transaction rates

Great news! You can process and authorize all major debit and credit card transactions directly in QuickBooks Online. Payment information is automatically updated so you never have to enter data twice.

Check out QuickBooks Payments rates and apply. Then, you can automatically process payments, deposit funds and record transactions in your books.

Transaction rates for QuickBooks Payments

QuickBooks offers competitive transaction rates compared to other providers like Square and Stripe. All listed rates are accurate as of April 30, 2024, and are applied per transaction.

Important pricing considerations

• Invoice Fees: Stripe may charge an additional 0.4% to 0.5% fee per paid invoice depending on your plan.
• Wallet Restrictions: Square and Stripe rates for digital wallets do not include PayPal or Venmo.
• Plan Comparability: Only the most comparable payment plans by feature are highlighted in this chart.

Benefits of using QuickBooks Payments

• Get paid faster: Approved funds can be deposited into your account in as little as two to three business days (clearance time may vary depending on your deposit account).
• Automate payments: Set up recurring sales receipts to collect payments automatically (not available in QuickBooks Online Simple Start).
• Reduce costs: No extra hardware, software, or phone lines are required, potentially saving $1,000 or more compared to terminal leasing.
• Integrated bookkeeping: Transactions are automatically entered into your QuickBooks Online company file, eliminating manual data entry.

Note: QuickBooks Online doesn't currently integrate with a shopping cart.

How to sign up and get started

QuickBooks Payments is an optional fee-based service requiring application approval. Terms, conditions, features, pricing, and services subject to change without notice.

For more information or to apply for this service:

1. Go to Settings and select Account and settings.
2. Select the Payments tab.
3. Select Find out more.

Next steps

• Next steps after you sign up for QuickBooks Payments
• Create recurring invoices and other transactions in QuickBooks Online

After credit card processing is activated,  you can automatically process credit cards using recurring sales receipts. For steps to do this, see Creating recurring transactions using the QuickBooks Merchant Service.