Accept Credit Card Payments Online

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Flexible ways to get any job paid

Online or on-site, card or eCheck. Always have just the way to let customers pay, no matter how or where you work.

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Features that fit your business

Pay-enabled invoices

Accept credit card payments and debit cards online.

Learn about invoicing

Get paid on the go

Take contactless, in-person payments from anywhere.

Learn about mobile payments

ACH and eChecks

Let customers pay digitally, instead of by mail.

Learn about e-payments

Schedule in advance

Set recurring invoices to be automatically sent and paid.

Learn about invoicing

Fast deposits

Access eligible payments next day, or instantly for 1% more.**

Learn about deposits

Automatic bookkeeping

We’ll match payments for you, however customers pay.

Work your way. We’ll get you paid.

We simplify every part of getting paid, so you can stay focused on what matters.

Add a button to your invoices to let customers pay online. Get paid 4x faster than you would with paper invoicing.¹

Have money on hand when you need it. Eligible payments are deposited next business day—or instantly for an extra 1%.**

No matter how customers pay, we’ll record and match every payment for you. Your books stay effortlessly organized for tax time all year, all in one place.

QUICKBOOKS CHECKING

Access funds with total freedom

Get paid in a QuickBooks Checking account to use instant deposit at no extra cost (if eligible). Fund envelopes inside your account to save for big expenses. You earn 1.75% APY on envelope balances.**

Explore QuickBooks Checking

NEW

Get Paid Upfront

The wait to get paid is over

Get paid on your schedule, not theirs. See your money sooner and get the cash you need to keep business going strong.

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Get started with QuickBooks Payments

I already have QuickBooks

Apply for a Payments account, or a Payments and QuickBooks Checking bundle. Applying is totally free.

I’m new to QuickBooks

You’ll need a QuickBooks Online account to get Payments and QuickBooks Checking.

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NEW BUSINESS

Feel confident from day one

You’re never too small, and it’s never too soon to know you’re on track for success.

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Frequently asked questions

Is there a long-term contract?

Does QuickBooks offer recurring payments?

What are the different ways I can process payments with my account?

There are many ways to take payment with your QuickBooks Payments account:

• Send a pay-enabled invoice, which your customers can pay online through a Pay Now button using a credit card, debit card, ACH bank transfer, or Apple Pay.

• Use our mobile app and card reader to accept credit card payments, debit card, and Apple Pay.

• Take ACH and eChecks.

• Key in customer credit or debit card numbers over the phone.

I already have a QuickBooks Payments account. Where can I go for help?

I already have a QuickBooks Payments account. Can I use it with QuickBooks Online?

If you’ve been using a QuickBooks Payments account with QuickBooks Desktop or GoPayment, you can link it to your QuickBooks Online account with these steps:

• Under Company Settings, select Payments.

• Select Connect.

• Follow the prompts to connect your existing account.

(Note that your QuickBooks Payments account can be used with only one of either QuickBooks Desktop or QuickBooks Online, not both at the same time.)

Will any of my credit card transactions get downgraded?

How does the Pay Now button work on invoices?

Do I have to sign up separately to accept credit cards and bank transfers?

Can I control how customers pay invoices?

When will payments be deposited in my account?

Generally, credit card payments are deposited the next business day. If you have next-day deposits for ACH payments, your bank transfers will also be deposited the next business day. The cutoff time to get deposits next day is 3 PM PT. Payments processed after 3 PM PT go into the next deposit cycle. (Note that your first deposit with QuickBooks usually takes a little longer and should arrive within 4-5 days.)

Is the QuickBooks Checking account FDIC insured?

Tips to raise your payments game

ARTICLE

How to choose the best payment method for your small business

You’ll need to consider the size of your transactions, who’s handling the money, and your accounting system.

ARTICLE

Best practices to collect outstanding payments

When an invoice is past due, follow these five steps to collect outstanding payments so you can get paid sooner.

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Find help articles, video tutorials, and connect with other businesses in our online community.

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See it in action

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***Features

Instant Deposit: Instant deposit is an additional service offered by QuickBooks Payments subject to eligibility criteria, including delayed eligibility for new users and availability for only some transactions and financial institutions. The service carries a 1% fee in addition to standard rates for ACH, swiped, invoiced, and keyed card transactions. This 1% fee does not apply to payments deposited into a QuickBooks Checking account. Deposits are sent to the financial institution or debit card that you have selected to receive instant deposits. Scheduled instant deposits are run automatically; QuickBooks checks for eligible funds up to 5 times per day. Non-scheduled instant deposits are sent within 30 minutes. Transactions between 2:15 PM PT and 3:15 PM PT are excluded and processed next day. Deposit times may vary due to third party delays.

Next-day deposit: Next-day deposit features are subject to eligibility criteria. Subscription to QuickBooks Online may be required. We anticipate that a large majority of customers who use bank transfers (ACH) with QuickBooks Payments will receive next day bank transfer (ACH) deposits as transaction history is established. New payments customers will be notified when next day bank transfer (ACH) eligibility is established. For next day deposits, payments processed before 3:00 PM PT arrive at your bank the next business day (excluding weekends and holidays). Deposit times may vary for other payment methods, third party delays or risk reviews.

Pay-enabled invoices: Requires a separate QuickBooks Payments account which is subject to eligibility criteria, credit and application approval. E-invoicing QuickBooks Payments is an optional fee-based service. Additional fees may apply. Additional terms and conditions apply.

Payment links: Payment links require a QuickBooks Online Payments account and are subject to the same pricing terms including card-swiped fees, card-keyed fees, bank transfer/ACH fees and check transactions fees. See Important Info, Pricing, Acceptable Use Policy and Merchant Agreement.

Apple Pay: Apple Pay is a registered trademark of Apple Inc.

**Product information

QuickBooks Online System Requirements: QuickBooks Online requires a computer with a supported Internet browser (see System Requirements for a list of supported browsers) and an Internet connection (a high-speed connection is recommended). Network fees may apply.

QuickBooks Payments: QuickBooks Payments account subject to eligibility criteria, credit and application approval. Subscription to QuickBooks Online is required. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.

QuickBooks Payments and QuickBooks Checking accounts: Users must apply for both QuickBooks Payments and QuickBooks Checking accounts when bundled. QuickBooks Payments’ Merchant Agreement and QuickBooks Checking account’s Deposit Account Agreement apply.

QuickBooks Checking account: Banking services provided by and the QuickBooks Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. Registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Account funds are FDIC-insured up to the allowable limits upon verification of Cardholder’s identity. Visa is a registered trademark of Visa International Service Association. Green Dot is a registered trademark of Green Dot Corporation. ©2020 Green Dot Corporation. All rights reserved. QuickBooks products and services, including Instant Deposit, QuickBooks Payments, next-day deposit are not provided by Green Dot Bank.

Annual Percentage yield: The annual percentage yield ("APY") is accurate as of November 17, 2022 and may change at our discretion at any time. The APY is applied to deposit balances within your individual Envelopes. We use the average daily balance method to calculate interest on all balances held in Envelopes. Balances held in your primary QuickBooks Checking account that are not in an Envelope will not earn interest. See Deposit Account Agreement for terms and conditions.

Envelopes: You can create up to 9 Envelopes within your primary QuickBooks Checking account. Money in Envelopes must be moved to the available balance in your primary QuickBooks Checking account before it can be used. Envelopes within your primary QuickBooks Checking account will automatically earn interest once created. At the close of each statement cycle, the interest earned on funds in your Envelopes will be credited to each Envelope in proportion to the average daily balance of each Envelope.

#Claims

1. 'Four times faster’ based on U.S. customers using QuickBooks Online invoice tracking and payment features compared to customers not using these features from August 2021 to July 2022.

Terms, conditions, pricing, special features, and service and support options subject to change without notice.

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