Work takes time. Getting paid shouldn’t.

QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers.1See your money fast with next-day deposits.2

See rates
Have QuickBooks Desktop? See Payments for QuickBooks Desktop
QuickBooks Online Payments

Many ways to get paid

Accept all types of payments quickly and easily.

  • Online
    Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers.
  • By phone
    Key in your customer credit or debit card numbers to take payments from anywhere.
  • On the go
    Our free mobile card reader lets you swipe and accept credit and debit cards.3 Sales automatically appear in QuickBooks in real time.
  • Recurring payments
    Charge customers monthly or on a schedule that works for you.

Pay as you go

Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates. Get QuickBooks Payments See how our rates compare

Charge more than $7,500 per month?
Save up to 40% – call (866) 827-9500.

Rates per transaction

No monthly or setup fees

1%

Bank transfers (ACH)

(max $10)

2.4%

Swiped

2.9%

Invoiced

3.4%

Keyed

+ 25¢ per transaction

Pay as you go

Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.

Get QuickBooks Payments See how our rates compare

Charge more than $7,500 per month?
Save up to 40% – call (866) 827-9500.

Rates per transaction

No monthly or setup fees

1%

Bank transfers (ACH)

(max $10)

2.4%

Swiped

2.9%

Invoiced

3.4%

Keyed

+ 25¢ per transaction

How our rates stack up
  • Square*
    PayPal*
  • ACH
    An electronic money transfer between banks that pulls money from your customer’s bank account and pushes it to your bank account.
  • Swiped
    Swiping a customer’s credit or debit card using one of our card readers.
  • Invoiced
    Sharing an online invoice with your customer, who then pays it using an ACH bank transfer or credit or debit card.
  • Keyed
    Manually typing in a customer’s credit or debit card info. For example, taking payment over the phone.
  • 1%
    max $10
    Not Offered
    2.9%
    + 30¢
  • 2.4%
    + 25¢
    2.75%
    2.9%
    + 30¢
  • 2.9%
    + 25¢
    2.9%
    + 30¢
    2.9%
    + 30¢
  • 3.4%
    + 25¢
    3.5%
    + 15¢
    3.5%
    + 15¢
ACH An electronic money transfer between banks that pulls money from your customer’s bank account and pushes it to your bank account.
  • QuickBooks
  • Square*
  • Paypal*
  • 1% max $10
  • Not Offered
  • 2.9% + 30¢
Swiped Swiping a customer’s credit or debit card using one of our card readers.
  • QuickBooks
  • Square*
  • Paypal*
  • 2.4% + 25¢
  • 2.75%
  • 2.9% + 30¢
Invoiced Sharing an online invoice with your customer, who then pays it using an ACH bank transfer or credit or debit card.
  • QuickBooks
  • Square*
  • Paypal*
  • 2.9% + 25¢
  • 2.9% + 30¢
  • 2.9% + 30¢
Keyed Manually typing in a customer’s credit or debit card info. For example, taking payment over the phone.
  • QuickBooks
  • Square*
  • Paypal*
  • 3.4% + 25¢
  • 3.5% + 15¢
  • 3.5% + 15¢
*Rates are accurate as of May 15, 2019. Fee comparison excludes PayPal ACH for sending money to friends and family.
Start accepting payments
Are you a QuickBooks Desktop customer?
See Desktop payment pricing

Accept payments in QuickBooks and get paid 2x faster4

See your money sooner than later

Next-day deposits
Get credit card, debit card, and ACH bank transfer payments deposited the next business day.2
Keep tabs on your money
Stay on top of your bank balance and in the know when payments hit your account.
QuickBooks Payments fast and protected funds

See your money sooner than later

 

Next-day deposits
Get credit card, debit card, and ACH bank transfer payments deposited the next business day.2
Keep tabs on your money
Stay on top of your bank balance and in the know when payments hit your account.

Smart payment tools

All payments you accept online or on the go appear directly in QuickBooks, so you don’t miss a thing.

QuickBooks Payments deposits synced with QuickBooks Online

Smart payment tools

 

All payments you accept online or on the go appear directly in QuickBooks, so you don’t miss a thing.

Effortless organization

QuickBooks matches payments with invoices so your books are reconciled automatically.

QuickBooks Payments matches payments with invoices

Effortless organization

 

QuickBooks matches payments with invoices so your books are reconciled automatically.

Frequently asked questions
I already have a QuickBooks Payments account. Where can I go for help?
I already have a QuickBooks Payments account. Can I use it with QuickBooks Online?
Is there a long-term contract?
Does QuickBooks offer recurring payments?
Will any of my credit card transactions get downgraded?
What are the different ways I can process with my account?
How does the Pay now button work on the invoice?
Do I have to sign up separately to accept credit cards AND bank transfers?
Can I control what type of payment my customer pays by?
When will I receive my money after I process a payment with QuickBooks?
Let’s get you paid faster
Try QuickBooks Payments
Important offers, pricing details, and disclaimers

1. QuickBooks Payments account subject to eligibility criteria, credit and application approval. Subscription to QuickBooks Online may be required.

2. Next-day deposit features are subject to eligibility criteria. We anticipate that a large majority of customers who use bank transfers (ACH) with QuickBooks Payments will receive next day bank transfer (ACH) deposits as transaction history is established. New payments customers will be notified when next day bank transfer (ACH) eligibility is established. For next day deposits, payments processed before 3:00 PM PT arrive at your bank the next business day (excluding weekends and holidays). Deposit times may vary for other payment methods, third party delays or risk reviews. Subscription to QuickBooks Online may be required.

3. Mobile card reader is a standalone, optional device. New, approved GoPayment merchant accounts eligible for one (1) free reader. Free unit is applicable towards the lowest cost mobile card reader available at the time of redemption, through Intuit. See available mobile readers or purchase additional devices.

4. Getting paid 2X faster based on U.S. QuickBooks Online invoices using invoice tracking & payment features from August 2016 to July 2017.

5. 3X more likely to get paid on same day based on U.S. merchants who send invoices through QuickBooks Online from January to December 2017.

Terms, conditions, pricing, special features, and service and support options subject to change without notice.