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QuickBooks
Square
Stripe
Cards & digital wallets
Invoices or quick requests paid using Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo
2.99%
3.3% + 30¢
No PayPal or Venmo
2.9% + 30¢*
No PayPal or Venmo
ACH bank payments
Invoices or quick requests paid using an electronic transfer that pulls money from a customer’s bank account into yours
1%
1%
$1 min
1.2%*
Card reader
In-person payments with a card reader. Takes Visa, Mastercard, Discover, American Express, Also takes Apple Pay, Google Pay, and Samsung Pay. Not available with QuickBooks Money
2.5%
2.6% +10¢
2.7% + 5¢
Keyed-in cards
Payments processed by manually entering a customer’s card information. Not available with QuickBooks Money
3.5%
3.5% + 15¢
3.4% + 30¢
Cards & digital wallets
Invoices or quick requests paid using Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo
QuickBooks
2.99%
Square
3.3% + 30¢
No PayPal or Venmo
Stripe
2.9% + 30¢*
No PayPal or Venmo
ACH bank payments
Invoices or quick requests paid using an electronic transfer that pulls money from a customer’s bank account into yours
QuickBooks
1%
Square
1%
$1 min
Stripe
1.2%*
Card reader
In-person payments with a card reader. Takes Visa, Mastercard, Discover, American Express, Also takes Apple Pay, Google Pay, and Samsung Pay. Not available with QuickBooks Money
QuickBooks
2.5%
Square
2.6% +10¢
Stripe
2.7% + 5¢
Keyed-in cards
Payments processed by manually entering a customer’s card information. Not available with QuickBooks Money
QuickBooks
3.5%
Square
3.5% + 15¢
Stripe
3.4% + 30¢
Rates are accurate as of 07/31/2023. All listed rates are per transaction. Not all payment plans shown; only most comparable plan by feature are highlighted. *Stripe may charge an additional 0.4%/0.5% fee per paid invoice based on plan.
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