Earn 5.00% APY** with savings envelopes—that’s over 70x the US average.1

A bank account reimagined for small businesses

With fast payment deposits and high-yield savings, a QuickBooks Checking bank account lets you move, manage, and grow your money with confidence.

A man checking his QuickBooks Checking account sees he's earned $400 in interest at 5% APY.

QuickBooks and Intuit are a technology company, not a bank. Banking services provided by Green Dot Bank.   memberFDIC

Discover smart ways to save

Payments go to the bank

Payments go straight to the bank

Deposit eligible payments into QuickBooks Checking to see your money faster—without the fees.**

Hit savings goals sooner with APY

Maximize money with high-yield savings

Make your money work harder—move funds to savings envelopes and earn 5.00% APY.**

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Fewer fees, more money for your business

Your checking account is free to open—no monthly fees, overdraft fees, or minimum balances.**

Complete banking, made for you

With QuickBooks, you have everything you need to streamline money management and then some.

Bridal designer depositing a check with their phone, deposit screen shows image of the check.

Deposit customer payments, upload checks, and match them to invoices in real time. Use ACH and wire transfers to move money when you need to—no matter where you work. For a 1.5% fee, you can even transfer money to your external bank accountNot included with QuickBooks Money instantly.**

A phone showing a QuickBooks Checking account  has an envelope with money set aside for a rainy day earning 5% interest.

Every dollar put away in savings envelopes earns you interest at over 70x the U.S. average. Build your rainy-day fund and rest easy knowing your money’s working, even when you’re not.1

A QuickBooks debit card.

Once deposited, spend funds right away using your QuickBooks Debit Card. Or visit over 19,000 fee-free AllPoint ATMs, and even add your card to Apple Pay or Google Pay.**

Business owner chatting with an employee. Payroll envelope shows the current balance of $1,000.

QuickBooks can automatically move what you owe in sales taxes to a separate envelope so you stay ready. If you have a QuickBooks Online plan with QuickBooks Payroll, you can set aside what you owe for payroll and QuickBooks will automatically apply those funds when you pay your team.**

Do even more with QuickBooks Online

Get an accounting plan to keep your banking and books connected, so you’re always up to date.

Get instant deposit

Get instant deposit at no added cost

Get paid faster by depositing payments into QuickBooks Checking. Eligible payments hit the bank instantly, and we waive the 1.75% fee.**

Bookkeeping without the busywork

Do bookkeeping without the busywork

QuickBooks matches your payments and spending for you and lets you attach receipts to transactions.** Read-only access helps accountants stay informed.

All-in-one financial clarity

Discover all-in-one financial clarity

Your QuickBooks Checking bank account connects with other QuickBooks tools like payments, payroll, and bill pay to help you manage everything in one place.

Banking that fits your business

Compare our QuickBooks solutions to see what’s right for you. Manage just your business money or get a plan with accounting tools, too.


Manage money
Manage money and accounting
QuickBooks Money
Money management features without the bookkeeping.

Just pay per transaction
Business bank account
Get a business bank account that’s free to open—with no monthly fees and no minimum balances.**
Earn 5.00% APY
Every dollar put away in savings envelopes earns you interest at over 70x the U.S. average.
NEW
Accept payments
Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Payment transaction rates
Get competitive payment processing rates with no setup costs or hidden fees—just pay as you go.
Invoices
Send instantly payable invoices, schedule recurring invoices, track their status, send payment reminders, and match payments to invoices—automatically.
Same-day deposit
Eligible payments land in your bank account the same day—nights, weekends, and holidays—so you can access cash fast at no extra cost.**
Business Network
Sync with customers, see their contact info, send invoices, and accept and track payments with ease.
Cash flow history
See your business money come in and out over time, so you can make smart business decisions and pivot as you grow.
OR
QuickBooks Simple Start
Start with basic bookkeeping and money management tools.


$30
$15/mo
Business bank account
Open a QuickBooks Checking account for free—there’s no monthly fees or minimum balance.**
Earn 5.00% APY
Every dollar put away in savings envelopes earns you interest at over 70x the U.S. average.
NEW
Accept payments
Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Payment transaction rates
Get competitive payment processing rates with no setup costs or hidden fees—just pay as you go.
Invoices
Send instantly payable invoices, schedule recurring invoices, track their status, send payment reminders, and match payments to invoices—automatically.
Instant deposit
Get instant access to eligible payments no matter what time of day you get paid.**
Business Network
Sync with customers, see their contact info, send invoices, and accept and track payments with ease.
Cash flow history
See your business money come in and out over time, so you can make smart business decisions and pivot as you grow.
In-person payments
Let customers insert, tap, or use digital wallets to make in-person payments seamless.**
Recurring invoices
Automate recurring invoices and give your customers the option to set up automatic payments.
Estimates
Customize estimates, accept mobile signatures, see estimate status, and convert estimates into invoices.
Line of Credit
Apply for a flexible line of credit to get cash when you need it.
Business loan
Explore funding options with competitive rates—no hidden fees and no surprises.
Free guided setup
A QuickBooks expert can help you set up your chart of accounts, connect your banks, and show you best practices.
Income and expenses
Securely import transactions and organize your finances automatically.
Tax deductions
Share your books with your accountant or export important documents.**
General reports
Run and export reports including profit & loss, expenses, and balance sheets.*
Receipt capture
Snap photos of your receipts and categorize them on the go.**
Mileage tracking
Automatically track miles, categorize trips, and get sharable reports.**
Track sales
Accept credit cards anywhere, connect to e-commerce tools, and calculate taxes automatically.**
Contractors
Assign vendor payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.**
Connect 1 sales channel
Connect 1 online sales channel and automatically sync with QuickBooks.
Expert Assisted
Connect with Live experts when you need it. They can provide setup help and bookkeeping guidance in QuickBooks, so you can stay organized and run your business with confidence. Free for 30 days. No auto-renew.
Try expert help FREE for 30 days*
QuickBooks Essentials
Manage accounting, business money, and automate work.


$60
$30/mo
Business bank account
Open a QuickBooks Checking account for free—there’s no monthly fees or minimum balance.**
Earn 5.00% APY
Every dollar put away in savings envelopes earns you interest at over 70x the U.S. average.
NEW
Accept payments
Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Payment transaction rates
Get competitive payment processing rates with no setup costs or hidden fees—just pay as you go.
Invoices
Send instantly payable invoices, schedule recurring invoices, track their status, send payment reminders, and match payments to invoices—automatically.
Instant deposit
Get instant access to eligible payments no matter what time of day you get paid.**
Business Network
Sync with customers, see their contact info, send invoices, and accept and track payments with ease.
Cash flow history
See your business money come in and out over time, so you can make smart business decisions and pivot as you grow.
In-person payments
Let customers insert, tap, or use digital wallets to make in-person payments seamless.**
Recurring invoices
Automate recurring invoices and give your customers the option to set up automatic payments.
Estimates
Customize estimates, accept mobile signatures, see estimate status, and convert estimates into invoices.
Line of Credit
Apply for a flexible line of credit to get cash when you need it.
Business loan
Explore funding options with competitive rates—no hidden fees and no surprises.
Manage bills
Organize and track your business bills online.
Free guided setup
A QuickBooks expert can help you set up your chart of accounts, connect your banks, and show you best practices.
Income and expenses
Securely import transactions and organize your finances automatically.
Tax deductions
Share your books with your accountant or export important documents.**
Enhanced reports
Run and export reports including profit & loss, expenses, and balance sheets.*
Receipt capture
Snap photos of your receipts and categorize them on the go.**
Mileage tracking
Automatically track miles, categorize trips, and get sharable reports.**
Track sales
Accept credit cards anywhere, connect to e-commerce tools, and calculate taxes automatically.**
Contractors
Assign vendor payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.**
Connect 3 sales channels
Connect up to 3 online sales channels and automatically sync with QuickBooks.
Enter time
Enter employee time by client/project and automatically add it to invoices.
Expert Assisted
Connect with Live experts when you need it. They can provide setup help and bookkeeping guidance in QuickBooks, so you can stay organized and run your business with confidence. Free for 30 days. No auto-renew.
Try expert help FREE for 30 days*
QuickBooks
Plus
Manage accounting, business money, and project profitability.


$90
$45/mo
Business bank account
Open a QuickBooks Checking account for free—there’s no monthly fees or minimum balance.**
Earn 5.00% APY
Every dollar put away in savings envelopes earns you interest at over 70x the U.S. average.
NEW
Accept payments
Give customers flexible ways to pay—via PayPal,** Venmo, Apple Pay®, credit, debit, or ACH payments.
Payment transaction rates
Get competitive payment processing rates with no setup costs or hidden fees—just pay as you go.
Invoices
Send instantly payable invoices, schedule recurring invoices, track their status, send payment reminders, and match payments to invoices—automatically.
Instant deposit
Get instant access to eligible payments no matter what time of day you get paid.**
Business Network
Sync with customers, see their contact info, send invoices, and accept and track payments with ease.
Cash flow history
See your business money come in and out over time, so you can make smart business decisions and pivot as you grow.
In-person payments
Let customers insert, tap, or use digital wallets to make in-person payments seamless.**
Recurring invoices
Automate recurring invoices and give your customers the option to set up automatic payments.
Estimates
Customize estimates, accept mobile signatures, see estimate status, and convert estimates into invoices.
Line of Credit
Apply for a flexible line of credit to get cash when you need it.
Business loan
Explore funding options with competitive rates—no hidden fees and no surprises.
Manage bills
Organize and track your business bills online.
Free guided setup
A QuickBooks expert can help you set up your chart of accounts, connect your banks, and show you best practices.
Income and expenses
Securely import transactions and organize your finances automatically.
Tax deductions
Share your books with your accountant or export important documents.**
Comprehensive reports
Run and export reports including profit & loss, expenses, and balance sheets.*
Receipt capture
Snap photos of your receipts and categorize them on the go.**
Mileage tracking
Automatically track miles, categorize trips, and get sharable reports.**
Track sales
Accept credit cards anywhere, connect to e-commerce tools, and calculate taxes automatically.**
Contractors
Assign vendor payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.**
Connect 3 sales channels
Connect up to 3 online sales channels and automatically sync with QuickBooks.
Enter time
Enter employee time by client/project and automatically add it to invoices.
Inventory
Track products, cost of goods, see what’s popular, create purchase orders, and manage vendors.
Project profitability
Track all your projects in one place, track labor costs, payroll and expenses.
Expert Assisted
Connect with Live experts when you need it. They can provide setup help and bookkeeping guidance in QuickBooks, so you can stay organized and run your business with confidence. Free for 30 days. No auto-renew.
Try expert help FREE for 30 days*

Discover the key differences

Compare our main features to see which plan is right for you.

QuickBooks Money


QuickBooks Money is one tool for managing payments and banking. Signing up is free, accounting features not included.


QuickBooks Online plans


Paid accounting plans that include access to online payments, banking, and connected business tools.


Free-to-open bank account

No monthly fees or minimums**

Included with QuickBooks Money


Included with QuickBooks Online Plans


5.00% APY

Stash money in Envelopes and earn**

Included with QuickBooks Money


Included with QuickBooks Online Plans


Accounting

Your bank and books stay connected**



Included with QuickBooks Online Plans


Free-to-open bank account

No monthly fees or minimums**

QuickBooks Money


QuickBooks Money is one tool for managing payments and banking. Signing up is free, accounting features not included.


Included with QuickBooks Money


QuickBooks Online plans


Paid accounting plans that include access to online payments, banking, and connected business tools.


Included with QuickBooks Online Plans


5.00% APY

Stash money in Envelopes and earn**

QuickBooks Money


QuickBooks Money is one tool for managing payments and banking. Signing up is free, accounting features not included.


Included with QuickBooks Money


QuickBooks Online plans


Paid accounting plans that include access to online payments, banking, and connected business tools.


Included with QuickBooks Online Plans


Accounting

Your bank and books stay connected**

QuickBooks Money


QuickBooks Money is one tool for managing payments and banking. Signing up is free, accounting features not included.




QuickBooks Online plans


Paid accounting plans that include access to online payments, banking, and connected business tools.


Included with QuickBooks Online Plans


Have QuickBooks but not banking?

With QuickBooks Online, you have access to business banking at no added cost. Sign in to apply.

Frequently asked questions

Build your knowledge

Check out these helpful resources to learn the ins-and-outs of opening a business bank account.

Diner holding a credit card, smiling.
ARTICLE

Business checking vs. personal checking: Choosing a bank account

Learn the differences between personal and business bank accounts, the benefits of opening a business account, and how to go about it.

Figure holding a clipboard with various financial symbols in the background, including a bank, gear with dollar sign, dollar bill on a computer screen, and graphs.
ARTICLE

How to open a business bank account and requirements

Take a look at the different types of business bank accounts, their requirements, what to look for, and the benefits to your business.

Watch your money grow with 5.00% APY**

Earn industry-leading APY with savings envelopes—that’s 70x the U.S. average.