401(K) PLANS BY QUICKBOOKS 401(K) BY VESTWELL

Save for the future, invest in your team

Q: Are all employees eligible for a 401(k) plan?

All W-2 employees are eligible for a 401(k) plan, as long as they meet any age/time of service requirements set by the company. Part-time, hourly, and interns are also covered if they are W-2 employees.

Q: How many employees do I need to set up a 401(k)?

You only need 1 employee to set up a 401(k) plan by Guideline.

Q: How much will it cost to offer 401(k) benefits?

Plans start at $49/month plus $8/month per active participant. Guideline offers three pricing plans so businesses can choose what works for them.

Q: Are there contribution limits for my small business 401(k)?

Yes. For more information, visit the Internal Revenue Service’s website.

Access affordable 401(k) plans that seamlessly connect with QuickBooks Payroll.**

See payroll plans

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Start saving in minutes

Set up in as little as 20 minutes and start saving for a retirement you deserve.**

Build a strong team

Attract talent and match contributions so your team can grow with you.

Keep more money

Affordable 401(k) plans from QuickBooks 401(k) by Vestwell fit your budget.**

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Access 401(k) plans in QuickBooks Payroll

Plans from QuickBooks 401(k) by Vestwell keep 401(k)s affordable and easy to manage.** Set up automatic contributions or let employees decide how much comes out of each paycheck.

Product expression of setting up 401(k) and percentage match from employer of 6 percent

Affordable retirement plans

Monthly plans start at $45 plus $8 per active participant. 3-Year Price Lock Guarantee**

Trusted by 350,000+ businesses, from start-ups to Fortune 500 companies.
Modern retirement platform with built-in compliance, 24/7 support by Vestwell’s retirement specialists, end-to-end 3(16) plan administration, Form 5500 filing.
Built for QuickBooks Online Payroll with 360° two-way sync of eligibility, deferrals, and contributions - no files, no spreadsheets.

How it works

Get QuickBooks Payroll

Pick a 401(k) plan

Choose the right plan and set contribution levels for your business and employees.

Start saving

Pick a start date and start saving for retirement right away.

Explore 401(k) plans. Sign up

Expert support at your fingertips

Call a Vestwell expert to get answers to all your 401(k) plan, training, and onboarding questions.**
Get personalized support from a dedicated account manager for an additional monthly fee.

Benefits for every budget

Find everything you need from employee benefits to hiring and management tools.

Healthcare packages

Prioritize your team’s well-being with affordable packages that include medical, dental, and vision insurance by Allstate.**

Explore health packages

401(k) plans

Retain top talent with an affordable plan from QuickBooks 401(k) by Vestwell. Match contributions, and help employees save for their future.**

Explore 401(k) plans

Workers’ comp

Stay compliant by connecting a policy by Next.** Pay as you go, simplify annual audits, and get automatic calculations.**

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HR advisor

Talk to a certified HR advisor by Mineral to stay compliant, hire and onboard your team quickly, and scale with confidence.**

Find HR support

Frequently asked questions

Are all employees eligible for a 401(k) plan?

How many employees do I need to set up a 401(k)?

How much will it cost to offer 401(k) benefits?

Are there contribution limits for my small business 401(k)?

How can we help?

Talk to sales 1-877-202-0537

Monday - Friday, 5 AM to 6 PM PT

Get product support

Visit support page

Easily access 401(k) plans in QuickBooks Payroll

See payroll plans

Important offers, pricing details and disclaimers

Limited time offer terms

Discount: Discount applied to the monthly price for the QuickBooks Products is for the first 3 months of service, starting from the date of enrollment, followed by the then-current monthly list price. To be eligible for this offer you must be a new QuickBooks customer and sign up for the monthly plan using the “Buy Now” option.

**Features

401(k) offerings: 401(k) and other retirement offerings on this page are provided and administered by independent third parties and not by Intuit. Intuit is not a retirement plan administrator, fiduciary or other provider. Please seek advice from a tax, financial or legal advisor if you have any questions on such third party offerings or services. Intuit is not a client of such third parties, but Intuit receives a fee for clients referred by Intuit. Additional disclosures will be provided prior to opening an account with any third party provider.

QuickBooks 401(k) by Vestwell - 3-Year Price Lock Guarantee:

Intuit Enterprise Suite (“IES”), QuickBooks Online (“QBO”) or QuickBooks Online Payroll (“QBOP”) customers (“Intuit Customers”) are eligible for a three-year price lock on new defined contribution plans through QuickBooks 401(k) by Vestwell. The three-year price lock applies only to Vestwell’s base plan fee for recordkeeping, trustee, custodial, and administration services (“Base Plan Fee”) and Vestwell’s participant fees, and excludes all other fees, including pass-through fees, third-party fees, investment-related fees, setup fees, and optional add-on services like managed accounts and other features. Three years start from the date of plan enrollment. Base Plan Fees vary by plan; “Starting at $45 per month” refers to the Solo(k) plan Base Plan Fee.

Agreement to Vestwell's services agreement is required. Vestwell's fees are disclosed in and controlled by its services agreement and fee disclosure notices. Pricing may change during the three year term if there are material changes to the plan features or our scope of services, if the plan sponsor is or becomes a member of a controlled group or group of related entities, or due to applicable laws and regulations. Cannot be combined with other offers. Offer may be extended, modified or discontinued at any time without notice.

HR services: HR support is provided by experts at Mineral, Inc. Requires acceptance of Mineral’s privacy policy and Terms of Service. HR support center is available only to QuickBooks Online Premium and Elite subscriptions. HR advisor support is only available in QuickBooks Online Payroll Elite. HR support is not available to accountants who are calling on behalf of their clients.

Workers’ comp administration: Benefits are powered by NEXT Insurance and require acceptance of NEXT Insurance's Privacy Policy and Terms of Use. Additional fees will apply. There is a monthly fee (currently, $5 per month) for QuickBooks Online Payroll Core users for the QuickBooks Workers' Comp Payment Service. This non-refundable fee will be automatically added to each monthly Intuit invoice at the then-current price until you cancel. The fee is separate from any workers’ comp insurance policy premium by NEXT Insurance. Workers’ Compensation Service requires an active and paid QuickBooks payroll subscription. Eligibility criteria applies to transfer active insurance policy broker of record, including insurance carrier, policy renewal date, and payment method. Workers compensation insurance is not available in OH, ND, WA and WY.

Health benefits: Health Insurance benefits are provided by Intuit Insurance Services Inc., a licensed insurance broker, through a partnership with Allstate Health Solutions. Requires acceptance of Allstate's Terms of Use and Privacy Policy. Intuit Insurance Services is owned and operated by Intuit Inc. and is paid a percentage fee of insurance policy premiums by Allstate Health Solutions in connection with the services described on this page.

Terms, conditions, pricing, special features, and service and support options subject to change without notice.