Cash Flow Articles

  • bad credit

    5 Ways to Improve Damaged Business Credit

    by on October 16, 2014

    You may not be aware of it, but your business has its own credit score, one that’s distinct from your personal credit score. If you need to apply for a business loan or line of credit, bad business credit scores can lead to higher interest rates, increasing th…

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  • late payment

    In the Trenches: Collecting Our Revenue on Time

    by on October 15, 2014

    Collecting revenue hasn’t historically been a problem for us at Cranky Concierge. After all, our original service offerings were all prepaid. But as we’ve expanded into new areas, we’ve found ourselves with some new challenges in that regard.

    Our small-busi…

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  • brain polygon with business icon

    Big Business Intelligence Hacked: Using Your Numbers for Success

    by on October 13, 2014

    If you’ve been around any big businesses in the past several years, you’ve most likely heard the term “Business Intelligence.” But what does it really mean?

    Big business consultants can talk for hours about business intelligence, but in the end, you…

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  • cash-100-bills-loose.jpg

    How Supplier Financing Works

    by on October 13, 2014

    Alternative financing is a hot topic these days because of the tight squeeze banks have put on small-business funding. Many business owners have had no choice but to look for financing elsewhere. And one option that many people don’t consider is supplier fin…

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  • Money

    5 Financial Key Performance Indicators to Gauge Your Business’s Health

    by on October 9, 2014

    You may have a gut feeling that your business is humming along smoothly — and you might be spot on. But there is no substitute for concrete numbers when it comes to measuring your business’s financial health. That’s where financial KPIs — key performance…

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  • business growth

    How Long Before Your Business Is Profitable?

    by on October 8, 2014

    How long will it take for my business to become profitable? It’s quite possibly the most common question new business owners ask. After all, many leave well-paying jobs to set out on their own, and it only makes sense that they want to know when their risk wil…

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  • profits

    5 Tips for Optimizing Your Profit Margins

    by on October 6, 2014

    The best way to increase your income as a small-business owner is by fattening up your profit margins. Some of the steps that can help you improve your bottom line may seem scary — but they shouldn’t. Rather than clinging to the safety of a pricing or sales…

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  • mistake oops

    6 Common Financial Mistakes to Avoid in Your First Year

    by on October 1, 2014

    According to the SBA Office of Advocacy [PDF], only half of new businesses survive for at least five years, and only a third of them make it for 10 years or more. With odds like that, you’ve got to do everything you can to increase your chances of success. T…

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