Find affordable and flexible healthcare packages from your QuickBooks Payroll account through Allstate Health Solutions

As a small business owner, you may find yourself striving to provide the best benefits to your employees. Health insurance stands out as one of the most crucial benefits, as it helps attract and retain top talent while demonstrating your commitment to employees’ well-being. However, navigating the health insurance landscape can be complex and costly, especially for those doing it for the first time. To simplify the process, QuickBooks has partnered with Allstate Health Solutions, allowing you to effortlessly provide health insurance to your employees directly from your QuickBooks Online Payroll account.

Why offer health insurance?

Here are three reasons why you should consider offering this important benefit:

1. Attract and Retain Top Talent: In today's competitive job market, offering health insurance can help you stand out from other employers and attract skilled applicants. It also demonstrates your commitment to your employees’ well-being, which can be a strong incentive for them to stay with your company long-term.
2. Improve Employee Health and Productivity: By providing health insurance, you enable your employees to access necessary medical care and preventive services. This can lead to happier and healthier employees who can bring their best selves to work.  
3. Cost Savings: By ensuring that your employees have access to preventive care, they can potentially avoid more expensive medical treatments for them down the line. Additionally, offering health insurance can help you save on taxes, as your contributions toward employee premiums are typically tax-deductible.

Our partnership with Allstate Health Solutions

QuickBooks Online Payroll has partnered with Allstate Health Solutions to make it easy for small business owners like you to provide health insurance to your employees. Here are just a few of the benefits of our integration. 

Seamless Integration: The integration between Allstate Health Solutions and QuickBooks is powered by direct APIs, allowing for an automated and streamlined experience. Once you purchase a plan and your employees enroll, all deductions will be automated within QuickBooks Online Payroll. This eliminates the need for manual updates and ensures accuracy in payroll management. We are continually working to enhance automation and improve our shared customer experience. 

Wide Range of Coverage: Allstate Health Solutions gives you access to over 200 carriers, allowing you to browse and compare different group coverage options for your team. In addition to medical coverage, you can also explore options for health savings accounts (HSA), flexible spending accounts (FSA), and COBRA coverage. HSAs in particular can let employees set aside money on a pre-tax basis to pay for medical expenses, reducing their taxable income and providing them with potential savings on healthcare costs.

Expert Support: There is a dedicated team of Allstate Health Solutions agents who support QuickBooks customers. An agent can help you compare plans, explore health savings options, provide personalized recommendations, and apply for coverage. After you enroll, you'll continue to receive dedicated support in case you have any questions about your plan and to help make enrollment a breeze for the next year. 

Supplemental Benefits: In addition to medical coverage, Allstate Health Solutions offers supplemental benefits such as dental, vision, short and long-term disability, and telehealth coverage.* These additional benefits can be added at no cost to you, providing comprehensive coverage for your employees.

How to purchase health insurance through QuickBooks

Purchasing benefits through QuickBooks Online Payroll is a simple and straightforward process. Here's how you can do it:

1. Sign in to your QuickBooks Online account.
2. Go to Payroll, then Benefits.
3. If you're interested in a new group health insurance policy, select Find my plan. You can see various plans, and prices, speak to an agent, or get a quote for medical or supplemental coverage from Allstate Health Solutions.
4. Once you have completed the application, Allstate Health Solutions will work with you to finalize the details and enroll your employees to access health benefits.

If you have any questions about selecting the right plan, or how small business health insurance works, call 800-477-1202 to speak with an Allstate Health Solutions representative.

Already offering health insurance? Here's what you need to know

If you already offer health insurance to your employees but want to take advantage of our partnership with Allstate Health Solutions, you can switch your broker through a “broker of record” change so long as your carrier is supported. The process is simple and can bring meaningful benefits. Here’s what you need to know about a broker of record change:

No Change in Costs or Coverage: Switching to Allstate Health Solutions as the broker of record does not affect your plan costs or coverage since you’re keeping the same plan. You and your team will continue to pay the same premiums and access the same benefits, so long as the carrier is supported. Also note, that there will be no gap in coverage and you can start this process at any time of the year. 

Automated Deductions: By connecting your existing plan to Allstate Health Solutions through QuickBooks, you can benefit from automated deductions within your payroll. This eliminates the need for manual updates and ensures accuracy in payroll management. Additionally, you can add supplemental coverage, such as vision and dental, when it suits your needs.

Dedicated Support: During the enrollment season, you can work with a dedicated agent from Allstate Health Solutions to review your current plan and determine if there are better coverage options for your business. 

To connect your existing plan to Allstate Health Solutions, simply go to the Benefits tab in QuickBooks Online Payroll and click on the option to Connect existing plan. 

You will be guided through the process of providing necessary information and electronically signing a letter to begin the broker of record change. After the letter is digitally submitted, the carrier will assign Allstate Health Solutions as your new broker. This process usually takes a few weeks.

QuickBooks partnership with Allstate Health Solutions offers small business owners like you an affordable and convenient way to provide health insurance to your employees. Whether you're starting from scratch or already offering coverage, QuickBooks has you covered.

Disclaimers:

Health benefits: Health Insurance information is provided by Intuit Insurance Services Inc., a licensed insurance broker, through a partnership with Allstate Health Solutions. Requires acceptance of Allstate's Terms of Use and Privacy Policy. Intuit Insurance Services is owned and operated by Intuit Inc. and is paid a percentage fee of insurance policy premiums by Allstate Health Solutions in connection with the services described on this page.

Supplemental benefits: Carrier availability, plan availability and pricing will vary based on location. Integrated support for long and short term disability, term life and voluntary life upcoming.