Credit card processing

Processing credit cards, tracking payments, and bookkeeping has never been easier.

Business owner uses card reader to take payment from customer in person

Credit card processing for products or services

QuickBooks offers your customers a fast, flexible way to pay by credit or debit card

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Get set up with a merchant account

After you are approved for a merchant account through QuickBooks, you can begin to process credit card payments. Merchant accounts offer credit card processing, online payments gateways and support, and more.

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Fast transactions

A few seconds is all it takes for your customer’s bank to tell the network if the credit card payment is successful or not. The card network (Visa, Mastercard, Discover, etc.), then gives the news to your credit card processor.

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Next-day deposits

As a new QuickBooks Payments user, you should find credit card payments in your account on the next business day, for payments made before 3 pm.

Process credit card payments and bank deposits

Process credit cards and automatically record payments in QuickBooks. Check the status of your deposits, all in one place.

See how our rates compare

1% ACH bank payments with a max of $10 per transaction; 2.9% + 25¢ for invoiced payments, 2.4% + 25¢ for card reader payments, 3.4% + 25¢ for keyed in payments
Are you a QuickBooks Desktop customer?

Credit card processing terms to know

Who is involved in credit card processing?

Where are credit cards accepted?

Let’s get you paid faster