Why cash flow ROI is about more than speed
Behind the day-to-day demands of running a business is a quieter challenge that often goes unseen: cash flow uncertainty. Chasing payments, reconciling records, and juggling funding options can quickly erode time, focus, and confidence.
To better understand how businesses are addressing these challenges, Intuit surveyed over 1,000 professionals using QuickBooks money tools, including Payments, Bill Pay, Term Loans, and Lines of Credit.
Respondents consistently cited outdated systems—spreadsheets, disconnected apps, and manual workflows—as major contributors to inefficiency and cash flow unpredictability.
However, what they shared about cash flow solutions also reveals a clear pattern: when financial workflows are integrated, businesses regain control—and confidence follows.
Respondents reported that, compared to their previous processes, adopting QuickBooks money tools led to:
- 33% decrease in time spent on accounts payable
- 30% decrease in time spent on accounts receivable
- 17% decrease in time spent on reporting and forecasting
By saving time on manual processes, QuickBooks users have more time for high-value activities, such as talking to customers or planning their next marketing campaign.
Confidence is the real ROI for businesses
Beyond operational efficiency, respondents pointed to something equally important: confidence.
After adopting QuickBooks money solutions, businesses reported increased confidence across critical financial tasks:

QuickBooks money: The solution to your cash flow problems
When every dollar and minute count, businesses can’t afford disconnected and outdated tools that slow them down. QuickBooks money solutions eliminate much of that friction with a suite of integrated tools that help businesses streamline bill payment, get paid faster, and access lending all in one simple platform.
Bill Pay: Manage bills, vendor records, 1099s, and financial reports all in one place.
Payments: Accelerate how quickly you get paid and streamline operations with centralized payment tracking and reconciliation.
Term Loan: Access between $1,500 and $250,000 in flexible funding through a fixed, upfront loan
Line of Credit: Program credit limit ranges from $1,500 – $100,000, and only pay interest on what you use