If I only use QBO to process cc payments, am I pci compliant?

Hi there, @Rorobynmpotter. Let me give you an overview while using credit card payments with QuickBooks Online (QBO).

Yes. Intuit's accounting offerings are PCI compliant and allow you to collect card payments from your customers. And it has partnered with SecurityMetrics to streamline the PCI compliance validation process. 

To learn more about the Payment Card Industry Data Security Standard, you can read these articles:

• PCI Compliance | Intuit Security Center
• Learn about QuickBooks PCI Service

On the other hand, you may also get more tips while processing credit card payments in QuickBooks from this link: Take and process payments with QuickBooks Payments.

I appreciate you for reaching out. If you have follow-up concerns, let me know by adding a comment below. I'll get back to you as soon as I can help you again. Wishing you a good one!