checking account w/ 2 factor authentication

Hello there, mohavehitch. I know how essential it is for you and your business to download transactions with an additional security system automatically.

Currently, the option to automatically download transactions that require 2-Factor Authentication (2FA) is unavailable.

In the meantime, you can manually update your bank to download the latest bank or checking transactions:

1. Go to Transactions, then click Bank transactions (Take me there).
2. Select Update.
3. Enter your Multi-Factor Authentication (MFA) or 2FA if asked.
4. Tap Continue update.

Nonetheless, I suggest sending your feedback to our product developers so they can review it and might consider implementing it in the future. Please know that changes are also based on how popular a specific feature request is. Let me show you how:

1. Click the Gear icon, then select Feedback.
2. Type in your feedback and product suggestions.
3. Click Next to submit.

Furthermore, you can visit this article that'll help you speed up the review process of your online bank transactions: Set up bank rules to categorize online banking transactions in QuickBooks Online.

I'm always around and ready to help if you have more questions about managing your bank transactions in QBO. Click the Reply button to add your comment so I can assist you further.

This is another thing I don't get... how come in step 3 below it indicates that a 2FA code can be entered, however this option does not show on my end. How can I make it show up for me? Currently, the response simply says that I have to go the the bank's website and take care of something.

• Go to Transactions, then click Bank transactions (Take me there).
• Select Update.
• Enter your Multi-Factor Authentication (MFA) or 2FA if asked.
• Tap Continue update.

Thanks for getting back here in the Community, Mohavehitch. I'm here to help and provide some information you need to resolve this.

Mostly, those who handle sensitive information or data like banks are required by state laws for the authentication process. Therefore, some banks have different processes, it could be multi-factor authentication or simply codes. This is new industry-standard security to safeguard your account. With this, QuickBooks depends on the security protocol your bank has implemented.

Your bank may have a different process for authentication, which is why your Two-Factor Authentication (2FA) code does not show on your end.

For additional reference, you can check this article: Manually Update Accounts.

You can click this article for additional information on how to update your bank's login credentials: How to update your bank account sign-in information.

Here are some resources to check. These will grant you more details on managing bank transactions and reconciling an account inside the program:

• Categorize online bank transactions in QuickBooks Online.
• Reconcile an account in QuickBooks Online.

Let us know if you need further assistance managing your bank accounts or transactions. I'd be glad to assist you. Have a great day!

I appreciate people giving me "what they can", albeit with the unspoken understanding that I can somehow remedy the situation myself. However it seems that we all know that I cannot remedy the situation, short of performing manual updates, which is just a clunky workaround and not a good solution at all. This is just simple 2FA were talking about, implemented by thousands of banks nowadays. QBO is failing to stay even in step with the industry standards. Why not aspire to be ahead of the game and truly impress users?

Oh yeah, this manual file update is gReAt!! Downloaded 5 transactions... 2 were matched automatically; 1 was a true add; 2 were not matched automatically. When trying to match the 2 manually, zero transactions were shown for matching after entering correct dates to search and verifying amounts were the same. There doesn't seem to be a way to 'show all' uncleared transactions to manually select the match, so I'm left to exclude the downloaded records and manually clear the transactions in the register. What a disappointment this is with just 5 records downloaded.

And to think that the solution is to change banks that require LESS security for their online connections. Rather than QBO NOT falling behind with industry standards. Furthermore, what a slap in the face that you just nearly doubled the price for this clearly antiquated product.