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Repeated disconnects usually mean your bank is dropping QuickBooks's authorization, and the fix most people miss is a permission on the bank's side. Many banks require you to allow third-party or connected-app access before the link will stay put. The other common causes are a changed bank password or security step, a bank website update or maintenance, or a browser cache issue.
1. Turn on third-party access at your bank
- Sign in to your bank's website (not the app).
- Look in your profile or security settings for connected apps, data sharing, or third-party access, and allow access for Intuit or QuickBooks.
- If you can't find it, call your bank and ask them to enable third-party financial app access for your account.
2. Reconnect the account (as a new connection)
Important: don't delete the existing bank connection to try to fix a disconnect. If you delete it, all the transaction history tied to that connection is permanently gone. Instead, add a new connection for the same account:
- On the web: go to Settings ⚙, then Bank accounts, then select Connect another account. Search for your bank and account type, then follow the onscreen steps.
- In the mobile app: tap the Accounts area on the Dashboard, select the + icon on the Bank account screen, search for your bank and account type, then follow the onscreen steps.
Once the new connection is in and downloading again, exclude any transactions that come in a second time from the old connection so you don't end up with duplicates. See Reconnect your bank account in QuickBooks Self-Employed.
If you're setting up a bank connection fresh rather than fixing a disconnect, follow Connect bank and credit card accounts to QuickBooks Self-Employed.
3. Rule out a browser issue
- Open QuickBooks in a private or incognito window and try reconnecting.
- If that works, clear your regular browser's cache and cookies, then reconnect.
4. Don't lose transactions while it's down
Because your bank only shares a limited history and reconnecting may not backfill, import the gap manually so nothing is lost: Manually import transactions into QuickBooks Self-Employed.
If it still keeps disconnecting after enabling third-party access and reconnecting, reach out with your bank's name and any error code you see so we can check for a known issue: go to the Help or Assistant menu and choose to contact us.
Official sources drawn from:
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