When do I get APY interest on QB Checking accounts?

Welcome to Community, @parker8. I'm here to ensure you'll be able to know when to get Annual Percentage Yield (APY) interest on your QuickBooks Checking account.

Please note that the annual percentage yield (APY) is the rate used to determine the interest earned on funds in your QuickBooks Checking envelopes.

You'll receive the listed APY on the average daily available balances distributed across the envelopes created within your primary QuickBooks Checking account. Balances held outside an envelope will not accrue interest.

For more information, visit this link: Create envelopes to set your funds aside with QuickBooks Checking.

Moreover, I've included an article that'll help you get answers to frequently asked questions about QuickBooks Checking: QuickBooks Checking FAQ.

Please don't hesitate to reply to this thread if you need further assistance with managing your QuickBooks Checking account. I’m here to help you out.