ACH Limits

Forum|Forum|6 years ago
November 22, 2019
2 replies
0 views

We sent a customer a large bill today and he wrote back to say that he could not pay an amount in excess of $49,999. Is there a way around this, or do we need to split the billing? Never saw anything about this limit before.

QuickBooks Payments (Merchant Services)

Adrian_A

Level 8

You have two options for this, rstran.

What you suggested (about splitting the bill) is one of the correct solutions for this situation. Make sure that the amount matched exactly the same on the actual bill.

The other way is to let your customer pay the bills through ACH (bank transfer). Then, you'll have to manually record the payment on your merchant account.

You can check these articles to know more about ACH method: QuickBooks Payments.

Keep me posted if you need anything else.

Paularae

We billed a customer $49,103.00 in a one time ACH. I had to set him up on Monday but still have not seen anything come through. I understand it takes time for the set up but is the amount too high? What can be billed ACH?

sarahannlanier

DO NOT EVER use quick books for business checking. They will not allow an ACH greater than 5,000 per day and 10,000 per week. They advertise that you do up 100,000K which is the NACHA limit and that is FALSE. We requested to change types of accounts and quick books will not allow us to change to an account that does offer a higher limit. They are holding our $38,000 and states it will take 3 weeks to get as we have to do it in 10,000 weekly increments. DO NOT use quick books ever.

On Beta

@sarahannlanier

If you run B2B, you can use a free 3rd party processor to integrate with QB and accept payments for free.

sarahannlanier

I don’t need to accept payments I need to pay a customer. Send a simple ACH of less than 49,999. It’s not allowing us to do that.

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