Online bill pay long processing time

I should add, I'm talking about ACH payments, not mailed paper checks.

@bobransom 

You should consider to signup for a free Melio account to compare. You can pay by ACH for free and your vendor/contractor will receive the payment in 3 business days. You may consider their Fast ACH option (1% fee) and your vendor/contractor will receive the payment in the same day.

https://affiliates.meliopayments.com/quickbooks

You can get a cashback to pay the first bill.

https://affiliates.meliopayments.com/cashback

Make sure to click the Get $100 cashback button to signup.

Hello there, bobransom.

The processing time when making bill payments indeed matters to ensure you've paid your bills on time. With this, I'll add information regarding the delivery time for ACH payments in QuickBooks.

When utilizing QuickBooks Bill Pay, the standard delivery time for ACH payments is 3-5 business days. You can also schedule bill payments to be paid in 1 business day if you're eligible for Faster ACH Payments, which is subject to an additional $10 processing fee for each payment. Although, it doesn't include weekends and federal holidays.

On the other hand, please note that delivery time will still vary since it will also be affected by third-party delays or risk reviews.

For more information about this feature, you can refer to this article: Learn about QuickBooks Bill Pay.

However, I will recommend contacting our customer support team if payments take longer than the expected timeframe. They can thoroughly check this matter and provide the most appropriate resolution.

Moreover, you might want to scan this resource to review all amounts paid to a vendor for the year and have a better picture of your business expenses: Run a report with vendor totals.

Get back to us in this thread if you have additional questions regarding QuickBooks Bill Pay or other related concerns in QuickBooks Online. We're here to help.