many thanks for your reply - when i double checked the transaction i had actually paid this with my credit card and the refund went back into my credit card.whe...

actually i have one more question and i wonder if i could use the second method above to solve iti booked a course a while ago and paid for it - its all been ma...

Thank you very much for your help - i have managed to exclude the 2 so thats great. i will keep the info for future use so many thanks againThomas