Can a customer pay with checking account over phone

Hello, @neilz.

Allow me to provide some information about customer payments.

With QuickBooks Payments, you can accept credit card payments and ACH bank transfers and key in your customer's credit or debit card numbers over the phone. We also offer mobile card readers that let you swipe and accept credit and debit cards. Recurring payments will allow you to charge customers monthly or on a schedule that works for you. You may find this article about QuickBooks Payments helpful.

Feel free to comment below if you have any other questions. Wishing you continued business success now and in the future.