Why are my immediate transfers not processing?

There are certain limits in place for instant transfers to external accounts, Catfc.

Let's make sure that the transaction doesn't exceed $5,000. Additionally, we can make up to 5 transfers in a rolling 7-day period totaling no more than $10,000.

If the transfers are within these limits, I recommend contacting our Payments Live support team to help you further check why they're not being processed. Here's how to reach out to them:

1. Navigate to the Help menu.
2. Click the Search option and type "contact support."
3. Choose the Contact Us tab at the bottom.
4. Enter the question, keyword, or topic for which you need assistance.
5. Follow the prompts, then select your preferred way to connect with us: Have us call you or Chat with us.

If you require further assistance with your transfers, return to this thread or open a new one. We're here to support and guide you through every step of the process.

Why would it take 3-5 days when I’m paying an additional fee for immediate?

Hi there, @Catfc.

QuickBooks Checking Instant funds transfer will be sent to your external account within 30 minutes. However, depending on the receiving bank, a few factors can cause delays.

While transferring funds with QuickBooks is processed immediately, fees, limits, and holds will vary based on the Deposit Account Agreement or your receiving bank. Also, please note that instant transfers are not yet available in QuickBooks Money mobile apps. We recommend using a desktop or a computer device to process fund transfers.

For more details about immediate funds transfer, please refer to this article: Transfer funds instantly with QuickBooks Checking.

Moreover, you can utilize this article for other ways to use money directly from your QuickBooks Checking account: Use your QuickBooks Checking account.

Feel free to reply if you need assistance transferring funds using QuickBooks Checking. Additional details are much more appreciated, so we can give you the best advice.