1% fee

Hello there, @Annieb40.

I can see here that you've posted a question twice, @ChariesM  has already responded and shared solutions to this issue. You can browse this link: https://quickbooks.intuit.com/learn-support/en-us/banking/re-how-do-i-cancel-instant-deposit/01/827932#M58805.

Also, I encourage checking our Help articles page to learn some tips and tricks in managing your QBO account. From there, you can read great articles that can guide you through the steps by steps process.

Don't hesitate to drop a comment below if you have other questions. I'm always happy to help. Take care.