shawnda

No, you won't always be overdrawn. QuickBooks does not force an overdraft; if there aren't enough funds when the tax withdrawal is triggered, the transaction simply won't go through.
 

If the withdrawal fails, QuickBooks will notify you by email and in the Payroll Tax Center, then automatically attempt it one more time. If the second attempt fails, your account could be placed on hold and may incur a penalty if not resolved by the deadline.

To stay ahead of this, it helps to review your expected tax amounts in the Preview step before submitting payroll or in your Auto Payroll preview email, and ensure your account has enough to cover both direct deposit and tax withdrawals.
 

For additional information, visit this article: Updates to QuickBooks Workforce Taxes.
 

Let us know in the comments if you have any further questions or concerns.