Hello gmarainee,
The Budgeting feature is only available on QuickBooks Online Plus. You'll want to upgrade if you currently have the Essentials subscription. Here's how to do it:
- Click the Gear icon in the upper-right corner and select Account and Settings.
- Select the Billing & Subscription tab and go to the QuickBooks section.
- Click Upgrade and enter the payment information.
- Select Confirm Upgrade.
You can also use this article for reference: How Do I Upgrade my QuickBooks Online Subscription.
Let me know if you need any help with this. Happy Holidays!