Hi there, Artman2.
Welcome to the QuickBooks Community. Let me discuss some details about processing fees using the QuickBooks Cash account. Then, ensure you can manage fees on each transaction.
Yes, there's no fee when transferring money to or from your QuickBooks Cash account. However, there are charges for withdrawal, balance inquiry, and foreign transactions.
On the other hand, a payment processing fee is another way of transactions. With this, when you use QuickBooks Payments to take payments from QuickBooks, there's a charge fee each time you process a transaction. Then, fees depend on how you processed the payment.
You can open this article to see further details about various payment processing fees: What are the fees for QuickBooks Payments?.
Lastly, you may refer to this article to view steps on how you can check when QuickBooks deposits customer payments into your bank account: Find out when QuickBooks Payments deposits customer payments.
You're always welcome to leave a reply below if you have further questions about the QuickBooks Cash account. I'm always here to back you up, Artman2.